Squatter’s Rights in Tennessee

Squatting is when a person finds an abandoned or vacant property and moves in without discussing it with the property owner. It sounds like breaking and entering – except sometimes it is legal.

Quick Facts for Tennessee

  • How to Get Rid of Squatters: Filing a judicial eviction (i.e., serving a 14-Day Notice)
  • Required Time of Occupation: 20 years of continuous occupation, 7 if squatter has color of title
  • Color of Title: Not required, but reduces required continuous occupation time to 7 years
  • Property Taxes: Required, unless squatter has color of title

Who is Considered a Squatter in Tennessee?

A squatter is someone who chooses to occupy an abandoned, foreclosed, or unoccupied building or area of land without the lawful permission fo the owner. This person does not rent or own the property. Despite this, squatting is perfectly legal and quite common in the United States.

Isn’t that Trespassing?

Squatting isn’t necessarily trespassing. Trespassing is a criminal offense, while squatting is usually a civil matter. However, squatting can be treated as a criminal behavior if the property owner or landlord has established that the individual in question is unwelcome.

Keep the following in mind:

  1. Squatters or trespassers may falsely claim that they have a right to be on the property. They might accomplish this by presenting fraudulent documents such as fake deeds to the landowner or law enforcement. This is illegal.
  2. Squatters do have rights, but they must fulfill the requirements for adverse possession to take advantage of them. If they do not fulfill these requirements, they can be arrested as criminal trespassers.
  3. Many homeless people may try to take advantage of squatters’ rights in order to gain ownership of a property without paying rent or a mortgage.

There are exceptions to the rule.

  • If a person beautifies the property (planting flowers, removing debris, etc), they may be able to avoid prosecution for trespassing.
  • If there is a legitimate emergency, a person who gained access to a property without authorization or permission may be exempt from trespassing.
  • The property must not be in use for squatters to make an adverse possession claim.

What About Holdover Tenants?

Holdover tenants, or tenants at sufferance, are tenants who will not leave the property when their lease has ended. In this situation, the tenant is responsible for continuing to pay rent at the existing rate and with the existing terms.

If the landlord chooses, they can continue to accept the rent without worrying about the legality of the occupancy. In this case, the tenant becomes a ‘tenant at will’. This means that they are only on the property at the will of the landlord. They can be evicted at any time without notice.

Read more about tenants at will here.

 
However, if the holdover tenant receives a notice to quit (or move out) and refuses to leave, they may be subject to a lawsuit for unlawful detainer. A holdover tenant will not be able to make an adverse possession claim if they have already been asked to leave. At this point, they are considered a criminal trespasser instead.

Understanding Adverse Possession in Tennessee

After residing on a property for a certain amount of time, a squatter can make an adverse possession claim and attempt to gain ownership of that property. In Tennessee, a squatter must possess the property continuously for a period of 20 years before they can make an adverse possession claim (Tenn. Code. Ann. §§ 28-2-101, et seq). However, if the squatter possesses color of title, this continuous occupation time is reduced to 7 years.

At this point, the squatter is no longer considered a criminal trespasser. Once an adverse possession claim has been made, the squatter has legal permission to remain on the property.

In the US, there are five distinct legal requirements that the squatter must meet before they can make an adverse possession claim. The occupation must be:

  1. Hostile
  2. Actual
  3. Open & Notorious
  4. Exclusive
  5. Continuous

If the squatter does not meet these five requirements, they do not have grounds for adverse possession. Let’s take a look at what each of these means.

Hostile Claim

“Hostile” doesn’t necessarily mean dangerous or violent. In the legal sense, hostile has three definitions.

  1. Simple occupation. This rule is followed by most states today. It defines ‘hostile’ as a mere occupation of the land. The trespasser doesn’t have to know that the land belongs to someone else.
  2. Awareness of trespassing. This rule requires that the trespasser be aware that their use of the land or building is trespassing. They have to know that they have no legal right to be on the property.
  3. Good faith mistake. Many states have a provision for squatters to believe that they do have a legal right to be on the property. This requires that the squatter make a good faith mistake in occupying the property, most often by relying on an invalid or incorrect deed. In other words, they are unaware of the property’s current legal status and are using the property “in good faith”.

Actual Possession

Actual possession requires that the trespasser be physically present on the property and treat it as if they are an owner. This can be established by documenting the trespasser’s efforts to maintain and make improvements to the property. Any beautification efforts (such as landscaping) is an example of the actual possession of the land.

Open & Notorious

“Open & Notorious” means that it has to be obvious to anyone that someone is squatting on the property. They must not be attempting to hide the fact that they live there. Even a landowner who makes a reasonable effort to investigate should be able to tell that a squatter is present.

Exclusive Possession

The trespasser must be the only one in possession of the property. They cannot share possession with strangers, other tenants, or the landowner.

Continuous Possession

The squatter must reside on the property for 20 continuous years before they can make an adverse possession claim. This time must be uninterrupted. They cannot give up the property, return to it later and claim the time they were gone as part of the ‘continuous’ possession time period.

Color of Title

You may have come across the term ‘color of title’ while researching squatter’s rights. Color of title simply means that someone has gained ownership of the property without it being regular. They may be missing one or more of the correct legal documents, memorials, or registrations.

In Tennessee, color of title is not required to make an adverse possession claim. However, having color of title can reduce the required continuous occupation time to 7 years instead of the usual 20 years. With any sort of documentation that conveys ownership, a squatter must only occupy the property for 7 years before they can make a claim.

A squatter who has successfully completed an adverse possession claim would have color of title as well.

Do Squatters Have to Pay Property Taxes in Tennessee?

In Tennessee, squatters are required to pay property taxes in order to make an adverse possession claim. Property taxes must be paid for all 20 years of continuous occupation time. The only exception to this requirement is if the squatter has color of title and the continuous occupation time frame has been reduced from 20 years to 7 years. Then, the squatter does not have to pay property taxes for those 7 years.

How to Get Rid of Squatters in Tennessee

Tennessee does not have specific laws for how to remove squatters. The landowner must file a judicial eviction in order to begin the process.

However, Tennessee law does contain provisions for a disabled landowner. If the landowner is under the age of 18, legally incompetent, or imprisoned, they have additional time to regain their land. They have three years after a disability is lifted (they come of age, regain sanity, or are released from prison) to prevent an adverse possession claim.

Otherwise, the judicial eviction process begins with an eviction notice.

In Tennessee, the most applicable eviction notice for squatters is the Fourteen Day Notice. This is used for tenants who fail to pay rent, or who cause damage to the rental unit. They have 14 days to pay the prescribed amount, and if they fail (as most squatters will), the landowner can file an eviction with the county court.

A squatter may try to challenge the eviction in order to gain more time on the property, but unless they have a good defense or a legal reason to be on the property, the judge will most likely rule in favor of the landowner.

Even after a successful eviction, it is illegal for a landowner to take any self-eviction measures such as turning off the utilities or changing the locks. These actions can open the landowner up to a lawsuit, so they must always wait for the sheriff to come with a court order. This is usually set at a specific date and time.

The squatter may leave personal property behind. If this is the case, the landowner must notify the squatter that they want to remove the property. If the tenant has not reclaimed their property in 30 days, the landlord can dispose of it as they see fit.

NOTE

The sheriff is the only law enforcement officer that can help a landowner in a squatting situation. The local police and other law enforcement officers can deal with criminal trespassers, but they do not have the authority to remove a squatter. A landowner must call the sheriff if they are dealing with a squatting situation.)

Tips for Protecting Yourself from Squatters in Tennessee

  • Inspect the property regularly.
  • Secure the property (block all entrances, lock all doors and windows, etc).
  • Always pay your own property taxes.
  • Install a “No Trespassing” sign, especially if the property is unoccupied.
  • Serve written notice as soon as you realize there are squatters on the property.
  • Offer to rent the property to the squatters.
  • Call the sheriff (not the local law enforcement) to remove squatters from the premises if they do not leave.
  • Hire a lawyer. In some cases, you may need to take legal action against a squatter, and having the right counsel can make all of the difference.

It’s important to arm yourself with the right legal knowledge to prevent someone from making an adverse possession claim on your property. Make sure you refer to Tenn. Code. Ann. §§ 28-2-101, et seq for more information.

Read About Squatter’s Rights in Other States

Connecticut

Iowa

Maine

Ohio

Pennsylvania

Rhode Island