HOA Statistics

Last Updated: October 9, 2022

Report Highlights. Homeowners’ associations in the United States manage 355,000 communities, with an average of 22 new associations forming daily.

  • 82.4% of newly constructed homes sold in 2021 were part of HOA communities.
  • 53% of all homeowners live in HOA communities.
  • $250 is the average monthly HOA membership fee for a single-family home.
  • 40 million housing units are part of HOA communities.
  • Roughly 8,000 new HOA communities form each year.

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Line Graph: New Housing and Homeowners' Associations, homes newly constructed and newly constructed homes sold from 2009 (241,000 constructed, 233,000 sold), 2010 (246,000 and 206,000), 2011 (219k and 203k), 2012 (259k and 257k), 2013 (328k and 316k), 2014 (367k and 323k), 2015 (390k and 368k), 2016 (437k and 411k), 2017 (487k and 457k), 2018 (535k and 472k), 2019 (558k and 509k), and 2020 (593k and 659k)

HOA Facts & Statistics

HOAs or community associations govern over planned “covenant” communities. These may include single-family homes, townhouses, condominiums, and other groups of houses.

  • 82.4% of new homes sold in 2021 were part of HOA communities, up 2.74% year-over-year (YoY).
  • 74.1 million Americans live in HOAs, condominium communities, or cooperatives.
  • 3.54 million or 11.1% of homeowners live in “community access secure” neighborhoods, which may include walls or fences.
  • 27.5 million occupied homes nationwide are part of HOA communities, or about 25% to 27% of the U.S. population lives in an HOA community.
  • From 2019 to 2020, HOA resident populations grew by 0.27% as homeownership rates stagnated.
  • In that same period, the number of associations increased by 1.14%.
  • On average, HOA homes are priced 4% higher than observably similar homes outside of HOAs.
  • Homes in HOAs are worth a collective $9.2 trillion.
  • HOAs contribute a collective $306 billion to the national economy each year through volunteer time, taxes, home improvements, housing services, etc.
  • Estimated yearly collections of all fees rose 32.4% between 2005-2015.

HOAs and New Housing

While the rate of new HOAs has slowed, new residential developments include HOAs at increasing rates. Market statistics indicate that non-HOA homes are more likely to sit empty.

  • 66.9% of new homes completed in 2021 are part of HOA communities, up 2.92% from 2020.
  • 70.9% of new homes in the Western United States are part of HOA communities, up 3.96% YoY.
  • 72.0% of new homes in the South are in HOAs, down 0.14% YoY.
  • 56.4% of all new homes completed in 2021 are in the South, up 1.62% YoY.
  • In the Midwest, 51.2% of new homes are part of HOAs, up 9.4% YoY.
  • 37.7% of newly constructed homes in the Northeast are part of HOAs, up 26.5% YoY.
  • 7.06 million homes were built between 2009 and 2019; 57.6% were in HOAs.
  • New HOA construction increased by 131.5% between 2009 and 2019.
  • As a percentage of all new housing, new HOA construction increased by 34.8%.

HOA Industry

While neighborhood volunteers operate an estimated 35% of HOAs, the rise of the HOA has created a market for professional community managers.

  • Approximately 57,500 HOAs have community association managers.
  • An estimated 8,500 community association management companies operate nationwide.
  • These companies employ roughly 102,500 individuals.
  • An estimated 7,500 HOAs are large-scale, meaning they have at least 1,000 lots or homes and a $2 million annual budget.
  • HOAs collect $103.2 billion per year from homeowners.
  • $25.8 billion or 25.0% of collections go toward reserve funds for maintenance of the shared property.

Line Graph: Number of Homeowners' Associations Nationwide, from 1970 (10,000 HOAs), 1980 (36,000 HOAs), 1990 (130k HOAs), 2000 (223k), 2010 (312k), 2012 (324k), 2014 (334k), 2016 (342k), 2017 (345k), 2018 (347k), 2019 (351k), and 2020 (355k)

HOAs Historically

Since the 1970s, American neighborhoods have been increasingly governed by HOAs. “Stranger D”nger” of the 19″0s and ’80s may ha’80sncreased in popularity.

  • HOA residents increased by 208.3% from 1980 to 1990.
  • In that same period, HOA communities increased by 261.1%.
  • In the 1970s, residency in HOA communities grew at an annual rate of 35.71%.
  • In the 1980s, the annual growth rate among HOA residents was 20.83%.
  • 5.27% was the annual growth rate among HOA resident populations throughout the 1990s.
  • In the 21st Century, the annual growth rate has been 3.20%.
Homeowners’Homeowners’ns from 1970 to 2019
Year Communities Residents
2020 355K 74.1M
2019 351K 73.9M
2018 347K 73.5M
2017 345K 70.0M
2016 342K 69.0M
2015 338K 68.0M
2014 334K 66.7M
2013 329K 65.7M
2012 324K 63.4M
2011 317K 62.7M
2010 312K 62.0M
2008 301K 59.5M
2006 286K 57.0M
2004 260K 51.8M
2002 240K 48.0M
2000 223K 45.2M
1990 130K 29.6M
1980 36K 9.6M
1970 10K 2.1M

National Map: HOA Membership Among the General Population

HOAs by State

Note that data for states with fewer than 3,000 homeowners include estimates based on averaged community statistics; these estimates are represented by the whole, non-decimal numbers.

  • California and Florida have the highest number of HOAs nationwide, with 98,760.
  • Florida has the highest concentration of community associations, with 25.1% of homeowners belonging to an HOA.
  • West Virginia has the highest homeownership rate (78.2%) but one of the lowest rates of HOA membership among homeowners (2.9%).
  • 54% of states have confirmed community data.
  • Among states with confirmed correct data, homeowners’homeowners’A membership rate is 12.4%.
  • Among the remaining states and territories (including the District of Columbia and Puerto Rico), homeowners’homeowners’A membership rate is 10.3%.
  • By these estimates, 27.5 million occupied homes nationwide are part of HOA communities, meaning 25% to 27% of the U.S. population lives in an HOA community.
HOA Membership by State*
State % of Population % Homeowning Residents
Alabama 10.4% 5.3%
Alaska 14.3% 8.6%
Arizona 31.4% 17.6%
Arkansas 3.5% 1.9%
California 35.8% 24.7%
Colorado 40.5% 24.0%
Connecticut 12.8% 7.3%
Delaware 31.6% 15.6%
D.C. 30.3% 27.4%
Florida 44.8% 25.1%
Georgia 20.9% 12.0%
Hawaii 21.6% 14.1%
Idaho 28.3% 15.2%
Illinois 29.7% 17.0%
Indiana 12.6% 6.7%
Iowa 16.4% 8.7%
Kansas 10.7% 5.9%
Kentucky 11.2% 6.2%
Louisiana 11.2% 6.3%
Maine 23.0% 11.5%
Maryland 16.8% 9.0%
Massachusetts 23.4% 14.4%
Michigan 14.0% 7.2%
Minnesota 26.6% 13.7%
Mississippi 3.5% 1.8%
Missouri 14.9% 8.1%
Montana 28.9% 16.2%
Nebraska 16.0% 8.8%
Nevada 16.6% 10.5%
New Hampshire 37.9% 19.6%
New Jersey 15.8% 9.4%
New Mexico 14.8% 8.1%
New York 18.1% 13.0%
North Carolina 26.4% 14.8%
North Dakota 13.4% 8.0%
Ohio 13.7% 7.6%
Oklahoma 7.9% 4.3%
Oregon 13.3% 7.9%
Pennsylvania 10.2% 5.6%
Puerto Rico 3.2% 11.4%
Rhode Island 28.6% 17.1%
South Carolina 26.5% 13.9%
South Dakota 11.8% 6.3%
Tennessee 10.4% 5.7%
Texas 20.9% 12.1%
Utah 19.3% 10.4%
Vermont 48.8% 25.7%
Virginia 23.2% 12.7%
Washington 30.9% 18.5%
West Virginia 5.8% 2.9%
Wisconsin 12.7% 9.4%
Wyoming 18.1% 1.8%

*States with confirmed correct data are in bold; unconfirmed data is synthesized from Census and CAI data.

Alabama

Alabama HOAs have a membership rate below the national average.

  • There are between 2,000 and 3,000 HOAs in Alabama.
  • Based on average residency rates, roughly 522,500 people in Alabama live in HOA communities.
  • Around 10.4% of Alabama’s population lives in HOA communities.
  • Roughly 5.3% of homeowners are part of HOAs.
  • An estimated 200,962 homes in Alabama are part of HOA communities.
  • Homeownership statewide is 74.8%.

Alaska

Alaska HOAs have a membership rate well below the national average.

  • There are fewer than 1,000 HOAs in Alaska.
  • Based on average residency rates, roughly 104,500 people in Alaska live in HOA communities.
  • Around 14.3% of Alaska’s population lives are in HOA communities.
  • Roughly 8.6% of Alaska homeowners are part of HOAs.
  • An estimated 40,192 homes in Alaska are part of HOA communities.
  • Homeownership statewide is 64.1%.

Arizona

Arizona HOAs have a membership rate on par with the national average.

  • There are 9,810 HOAs in Arizona.
  • Roughly 2.25 million people in Arizona live in HOA communities.
  • Each HOA in Arizona has an average of 229 residents.
  • 31.4% of Arizona’s population lives in HOA communities.
  • 17.6% of Arizona homeowners are part of HOAs.
  • An estimated 865,769 homes in Arizona are part of HOA communities.
  • Homeownership statewide is 68.7%.

Arkansas

Arkansas HOAs have a membership rate among the lowest in the nation.

  • There are fewer than 1,000 HOAs in Arkansas.
  • Based on average residency rates, roughly 104,500 people in Arkansas live in HOA communities.
  • Around 3.5% of Arkansas’s population lives in HOA communities.
  • Roughly 1.9% of Arkansas homeowners are part of HOAs.
  • An estimated 40,192 homes in Arkansas are part of HOA communities.
  • Homeownership statewide is 68.8%.

California

California HOAs have a membership rate above the national average.

  • There are 49,520 HOAs in California.
  • Roughly 14.16 million people in California live in HOA communities.
  • Each HOA in California has an average of 286 residents.
  • 35.8% of California’s population lives in HOA communities.
  • 24.7% of California homeowners are part of HOAs.
  • An estimated 5.45 million homes in California are part of HOA communities.
  • Homeownership statewide is 55.9%.

Colorado

Colorado HOAs have a membership rate above the national average.

  • There are 10,410 HOAs in Colorado.
  • Roughly 2.35 million people in Colorado live in HOA communities.
  • Each HOA in Colorado has an average of 225 residents.
  • 40.5% of Colorado’s population lives in HOA communities.
  • 24.0% of Colorado homeowners are part of HOAs.
  • An estimated 901,923 homes in Colorado are part of HOA communities.
  • Homeownership statewide is 64.9%.

Connecticut

Connecticut HOAs have a membership rate well below the national average.

  • There are 4,960 HOAs in Connecticut.
  • Roughly 460,000 people in Connecticut live in HOA communities.
  • Each HOA has an average of 93 residents.
  • 12.8% of Connecticut’s residents live in HOA communities.
  • 7.3% of Connecticut homeowners are part of HOAs.
  • An estimated 176,923 homes in Connecticut are part of HOA communities.
  • Homeownership statewide is 66.9%.

Delaware

Delaware HOAs have a membership rate just below the national average.

  • There are between 1,000 and 2,000 HOAs in Delaware.
  • Based on average residency rates, roughly 313,500 people in Delaware live in HOA communities.
  • Around 31.6% of Delaware’s population lives in HOA communities.
  • Roughly 15.6% of Delaware homeowners are part of HOAs.
  • An estimated 120,577 homes in Delaware are part of HOA communities.
  • Homeownership statewide is 77.9%.

District of Columbia

D.C.HOAs have a membership rate well above the national average.

  • There are between 1,000 and 2,000 HOAs in the District of Columbia.
  • Based on average residency rates, roughly 209,000 people in D.C. live in HOA communities.
  • Around 30.3% of D.C.’s residents live in HOA communities.
  • Roughly 27.4% of D.C. homeowners are part of HOAs.
  • An estimated 80,385 homes in D.C. are part of HOA communities.
  • Homeownership district-wide is 42.5%.

Florida

Florida HOAs have a membership rate well above the national average.

  • There are 48,940 HOAs in Florida.
  • Roughly 9.65 million people in Florida live in HOA communities.
  • Each HOA in Florida has an average of 197 residents.
  • 44.8% of Florida’s residents live in HOA communities.
  • 25.1% of Florida homeowners are part of HOAs.
  • An estimated 3.71 million homes in Florida are part of HOA communities.
  • Homeownership statewide is 66.2%.

Georgia

Georgia HOAs have a membership rate below the national average.

  • There are 10,890 HOAs in Georgia.
  • Roughly 2.25 million people in Georgia live in HOA communities.
  • Each HOA in Georgia has an average of 206 residents.
  • 20.9% of Georgia’s population lives in HOA communities.
  • 12.0% of Georgia homeowners are part of HOAs.
  • An estimated 863,846 homes in Georgia are part of HOA communities.
  • Homeownership statewide is 67.3%.

Hawaii

Hawaii HOAs have a membership rate below the national average.

  • There are between 1,000 and 2,000 HOAs in Hawaii.
  • Based on average residency rates, roughly 313,500 people in Hawaii live in HOA communities.
  • Around 21.6% of Hawaii’s population lives in HOA communities.
  • Roughly 14.1% of Hawaii homeowners are part of HOAs.
  • An estimated 120,577 homes in Hawaii are part of HOA communities.
  • Homeownership statewide is 58.8%.

Idaho

Idaho HOAs have a membership rate below the national average.

  • There are between 2,000 and 3,000 HOAs in Idaho.
  • Based on average residency rates, roughly 522,500 people in Idaho live in HOA communities.
  • Around 28.3% of Idaho’s population lives in HOA communities.
  • Roughly 15.2% of Idaho homeowners are part of HOAs.
  • An estimated 200,962 homes in Idaho are part of HOA communities.
  • Homeownership statewide is 71.5%.

Illinois

Illinois HOAs have a membership rate on par with the national average.

  • There are 18,830 HOAs in Illinois.
  • Roughly 3.80 million people in Illinois live in HOA communities.
  • Each HOA in Illinois has an average of 202 residents.
  • 29.7% of Illinois’ population lives in HOA communities.
  • 17.0% of Illinois homeowners are part of HOAs.
  • An estimated 1.46 million homes in Illinois are part of HOA communities.
  • Homeownership statewide is 67.3%.

Indiana

Indiana HOAs have a membership rate well below the national average.

  • There are 5,030 HOAs in Indiana.
  • Roughly 853,000 people in Indiana live in HOA communities.
  • Each HOA in Indiana has an average of 170 residents.
  • 12.6% of Indiana’s population lives in HOA communities.
  • 6.7% of Indiana homeowners are part of HOAs.
  • An estimated 328,077 homes in Indiana are part of HOA communities.
  • Homeownership statewide is 72.7%.

Iowa

Iowa HOAshave a membership rate well below the national average.

  • There are between 2,000 and 3,000 HOAs in Iowa.
  • Based on average residency rates, roughly 522,500 people in Iowa live in HOA communities.
  • Around 16.4% of Iowa’s population lives in HOA communities.
  • Roughly 8.7% of Iowa homeowners are part of HOAs.
  • An estimated 200,962 homes in Iowa are part of HOA communities.
  • Homeownership statewide is 72.1%.

Kansas

Kansas HOAs have a membership rate far below the national average.

  • There are between 1,000 and 2,000 HOAs in Kansas.
  • Based on average residency rates, roughly 313,500 people in Kansas live in HOA communities.
  • Around 10.7% of Kansas’ population lives in HOA communities.
  • Roughly 5.9% of Kansas homeowners are part of HOAs.
  • An estimated 120,577 homes in Kansas are part of HOA communities.
  • Homeownership statewide is 69.5%.

Kentucky

Kentucky HOAs have a membership rate well below the national average.

  • There are between 2,000 and 3,000 HOAs in Kentucky.
  • Based on average residency rates, roughly 522,500 people in Kentucky live in HOA communities.
  • Around 11.6% of Kentucky’s population lives in HOA communities.
  • Roughly 6.2% of Kentucky homeowners are part of HOAs.
  • An estimated 200,962 homes in Kentucky are part of HOA communities.
  • Homeownership statewide is 72.5%.

Louisiana

Louisiana HOAs have a membership rate among the lowest in the nation.

  • There are between 2,000 and 3,000 HOAs in Louisiana.
  • Based on average residency rates, roughly 522,500 people in Louisiana live in HOA communities.
  • Around 11.2% of Louisiana’s population lives in HOA communities.
  • Roughly 6.3% of Louisiana homeowners are part of HOAs.
  • An estimated 200,962 homes in Louisiana are part of HOA communities.
  • Homeownership statewide is 69.1%.

Maine

Maine HOAs have a membership rate below the national average.

  • There are between 1,000 and 2,000 HOAsin Maine.
  • Based on average residency rates, roughly 313,500 people in Maine live in HOA communities.
  • Around 23.0% of Maine’s population lives in HOA communities.
  • Roughly 11.5% of Maine homeowners are part of HOAs.
  • An estimated 120,577 homes in Maine are part of HOA communities.
  • Homeownership statewide is 77.1%.

Maryland

Maryland HOAs have a membership rate below the national average.

  • There are 6,850 HOAs in Maryland.
  • Roughly 1.04 million people in Maryland live in HOA communities.
  • Each HOA in Maryland has an average of 151 residents.
  • 16.8% of Maryland’s population lives in HOA communities.
  • 9.0% of Maryland homeowners are part of HOAs.
  • An estimated 398,462 homes in Maryland are part of HOA communities.
  • Homeownership statewide is 72.0%.

Massachusetts

Massachusetts HOAs have a membership below the national average.

  • There are 11,120 HOAs in Massachusetts.
  • Roughly 1.65 million people in Massachusetts live in HOA communities.
  • Each HOA in Massachusetts has an average of 148 residents.
  • 23.4% of Massachuset’s population lives in HOA communities.
  • 14.4% of Massachusetts homeowners are part of HOAs.
  • An estimated 632,692 homes in Massachusetts are part of HOA communities.
  • Homeownership statewide is 62.7%.

Michigan

Michigan HOAshave a membership rate well below the national average.

  • There are 8,470 HOAs in Michigan.
  • Roughly 1.41 million people in Michigan live in HOA communities.
  • Each HOA in Michigan has an average of 166 residents.
  • 14.0% of Michigan’s population lives in HOA communities.
  • 7.2% of Michigan homeowners are part of HOAs.
  • An estimated 541,923 homes in Michigan are part of HOA communities.
  • Homeownership statewide is 74.3%.

Minnesota

Minnesota HOAshave a membership below the national average.

  • There are 7,780 HOAsin Minnesota.
  • Roughly 1.52 million people in Minnesota live in HOA communities.
  • Each HOA in Minnesota has an average of 195 residents.
  • 26.6% of Minnesota’sMinnesota’s lives in HOA communities.
  • 13.7% of Minnesota homeowners are part of HOAs.
  • An estimated 583,462 homes in Minnesota are part of HOA communities.
  • Homeownership statewide is 74.5%.

Mississippi

Mississippi HOAs have a membership rate among the lowest in the nation.

  • There are fewer than 1,000 HOAs in Mississippi.
  • Based on average residency rates, roughly 104,500 people in Mississippi live in HOA communities.
  • Around 3.5% of the Mississippi population lives in HOA communities.
  • Roughly 1.8% of Mississippi homeowners are part of HOAs.
  • An estimated 40,192 homes in Mississippi are part of HOA communities.
  • Homeownership statewide is 74.2%.

Missouri

Missouri HOAs have a membership rate well below the national average.

  • There are 5,530 HOAs in Missouri.
  • Roughly 920,000 people in Missouri live in HOA communities.
  • Each HOA in Missouri has an average of 166 residents.
  • 14.9% of Missouri’s population lives in HOA communities.
  • 8.1% of Missouri homeowners are part of HOAs.
  • An estimated 353,846 homes in Missouri are part of HOA communities.
  • Homeownership statewide is 71.1%.

Montana

Montana HOAs have a membership rate just below the national average.

  • There are between 1,000 and 2,000 HOAs in Montana.
  • Based on average residency rates, roughly 313,500 people in Montana live in HOA communities.
  • Around 28.9% of Montana’s population lives in HOA communities.
  • Roughly 16.2% of Montana homeowners are part of HOAs.
  • An estimated 120,577 homes in Montana are part of HOA communities.
  • Homeownership statewide is 68.4%.

Nebraska

Nebraska HOAs have a membership rate below the national average.

  • There are between 1,000 and 2,000 HOAs in Nebraska.
  • Based on average residency rates, roughly 313,500 people in Nebraska live in HOA communities.
  • Around 16.0% of Nebraska’s population lives in HOA communities.
  • Roughly 8.8% of Nebraska homeowners are part of HOAs.
  • An estimated 120,577 homes in Nebraska are part of HOA communities.
  • Homeownership statewide is 69.8%.

Nevada

Nevada HOAs have a membership rate above the national average.

  • There are 3,460 HOAs in Nevada.
  • Roughly 518,000 people in Nevada live in HOA communities.
  • Each HOA in Nevada has an average of 150 residents.
  • 16.6% of Nevada’s population lives in HOA communities.
  • 10.5% of Nevada homeowners are part of HOAs.
  • An estimated 199,231 homes in Nevada are part of HOA communities.
  • Homeownership statewide is 61.2%.

New Hampshire

New Hampshire HOAs have a membership rate on par with the national average.

  • There are between 2,000 and 3,000 HOAs in New Hampshire.
  • Based on average residency rates, roughly 522,500 people in New Hampshire live in HOA communities.
  • Around 37.9% of New Hampshire’s population lives in HOA communities.
  • Roughly 19.6% of New Hampshire homeowners are part of HOAs.
  • An estimated 200,962 homes in New Hampshire are part of HOA communities.
  • Homeownership statewide is 74.5%.

New Jersey

New Jersey HOAs have a membership rate below the national average.

  • There are 6,960 HOAs in New Jersey.
  • Roughly 1.46 million people in New Jersey live in HOA communities.
  • Each HOA in New Jersey has an average of 210 residents.
  • 15.8% of New Jersey’s population lives in HOA communities.
  • 9.4% of New Jersey homeowners are part of HOAs.
  • An estimated 562,308 homes in New Jersey are part of HOA communities.
  • Homeownership statewide is 64.3%.

New Mexico

New Mexico HOAs have a membership rate below the national average.

  • There are between 1,000 and 2,000 HOAs in New Mexico.
  • Based on average residency rates, roughly 313,500 people in New Mexico live in HOA communities.
  • Around 14.8% of New Mexico’s population lives in HOA communities.
  • Roughly 8.1% of New Mexico homeowners are part of HOAs.
  • An estimated 120,577 homes in New Mexico are part of HOA communities.
  • Homeownership statewide is 70.3%.

New York

New York HOAs have a membership rate below the national average.

  • There are 14,030 HOAs in New York.
  • Roughly 3.65 million people in New York live in HOA communities.
  • Each HOA in New York has an average of 260 residents.
  • 18.1% of New York’s population lives in HOA communities.
  • 13.0% of New York homeowners are part of HOAs.
  • An estimated 1.4 million homes in New York are part of HOA communities.
  • Homeownership statewide is 53.6%.

North Carolina

North Carolina HOAs have a membership rate below the national average.

    • There are 14,300 HOAs in North Carolina.
    • Roughly 2.76 million people in North Carolina live in HOA communities.
    • Each HOA in North Carolina has an average of 193 residents.
    • 26.4% of North Carolina’s population livesin HOA communities.
    • An estimated 1.06 million homes in North Carolina are part of HOA communities.
    • Homeownership statewide is 68.7%.

 

North Dakota

North Dakota HOAs have a membership rate below the national average.

  • There are fewer than 1,000 HOAs in North Dakota.
  • Based on average residency rates, roughly 104,500 people in North Dakota live in HOA communities.
  • Around 13.4% of North Dakota’s population lives in HOA communities.
  • Roughly 8.0% of North Dakota homeowners are part of HOAs.
  • An estimated 40,192 homes in North Dakota are part of HOA communities.
  • Homeownership statewide is 64.2%.

Ohio

Ohio HOAs have a membership rate below the national average.

  • There are 8,540 HOAs in Ohio.
  • Roughly 1.62 million people in Ohio live in HOA communities.
  • Each HOA in Ohio has an average of 190 residents.
  • 13.7% of Ohio’s population lives in HOA communities.
  • 7.6% of Ohio homeowners are part of HOAs.
  • An estimated 623,077 homes in Ohio are part of HOA communities.
  • Homeownership statewide is 69.4%.

Oklahoma

Oklahoma HOAs have a membership rate far below the national average.

  • There are between 1,000 and 2,000 HOAs in Oklahoma.
  • Based on average residency rates, roughly 313,500 people in Oklahoma live in HOA communities.
  • Around 7.9% of Oklahoma’s population lives in HOA communities.
  • Roughly 4.3% of Oklahoma homeowners are part of HOAs.
  • An estimated 120,577 homes in Oklahoma are part of HOA communities.
  • Homeownership statewide is 71.0%.

Oregon

Oregon HOAs have a membership rate below the national average.

  • There are 3,950 HOAs in Oregon.
  • Roughly 565,000 people in Oregon live in HOA communities.
  • Each HOA in Oregon has an average of 143 residents.
  • 13.3% of Oregon’s population lives in HOA communities.
  • 7.9% of Oregon homeowners are part of HOAs.
  • An estimated 217,308 homes in Oregon are part of HOA communities.
  • Homeownership statewide is 65.2%.

Pennsylvania

Pennsylvania HOAshave a membership rate far below the national average.

  • There are 6,870 HOAs in Pennsylvania.
  • Roughly 1.32 million people in Pennsylvania live in HOA communities.
  • Each HOA in Pennsylvania has 192 residents.
  • 10.2% of Pennsylvania’s population lives in HOA communities.
  • 5.6% of Pennsylvania homeowners are part of HOAs.
  • An estimated 507,308 homes in Pennsylvania are part of HOA communities.
  • Homeownership statewide is 69.9%.

Puerto Rico

Puerto Rico HOAs have a membership rate among the lowest in the nation.

  • There are fewer than 1,000 HOAs in Puerto Rico.
  • Based on average residency rates, roughly 104,500 people in Puerto Rico live in HOA communities.
  • Around 3.2% of Puerto Rico’s population lives in HOA communities.
  • Roughly 1.8% of Puerto Rico homeowners are part of HOAs.
  • An estimated 40,192 homes in Puerto Rico are part of HOA communities.
  • Homeownership statewide is 67.8%.

Rhode Island

Rhode Island HOAs have a membership rate on par with the national average.

  • There are between 1,000 and 2,000 HOAs in Rhode Island.
  • Based on average residency rates, roughly 313,500 people in Rhode Island live in HOA communities.
  • Around 28.6% of Rhode Island’s population lives in HOA communities.
  • Roughly 17.1% of Rhode Island homeowners are part of HOAs.
  • An estimated 120,577 homes in Rhode Island are part of HOA communities.
  • Homeownership statewide is 64.5%.

South Carolina

South Carolina HOAs have a membership rate below the national average.

  • There are 7,060 HOAs in South Carolina.
  • Roughly 1.36 million people in South Carolina live in HOA communities.
  • Each HOA in South Carolina has 193 residents.
  • 26.5% of South Carolina’s population lives in HOA communities.
  • 13.9% of South Carolina homeowners are part of HOAs.
  • An estimated 523,462 homes in South Carolina are part of HOA communities.
  • Homeownership statewide is 73.6%.

South Dakota

South Dakota HOAs have a membership rate well below the national average.

  • There are fewer than 1,000 HOAs in South Dakota.
  • Based on average residency rates, roughly 104,500 people in South Dakota live in HOA communities.
  • Around 11.8% of South Dakota’s population lives in HOA communities.
  • Roughly 6.3% of South Dakota homeowners are part of HOAs.
  • An estimated 40,192 homes in South Dakota are part of HOA communities.
  • Homeownership statewide is 71.4%.

Tennessee

Tennessee HOAs have a membership rate well below the national average.

  • There are 5,060 HOAs in Tennessee.
  • Roughly 718,000 people in Tennessee live in HOA communities.
  • Each HOA in Tennessee has 142 residents.
  • 10.4% of Tennessee’s population lives in HOA communities.
  • 5.7% of Tennessee homeowners are part of HOAs.
  • An estimated 276,514 homes in Tennessee are part of HOA communities.
  • Homeownership statewide is 70.0%.

Texas

Texas HOAs have a membership rate below the national average.

  • There are 21,470 HOAs in Texas.
  • Roughly 6.10 million people in Texas live in HOA communities.
  • Each HOA in Texas has 284 residents.
  • 20.9% of Texas’s population lives in HOA communities.
  • 12.1% of Texas homeowners are part of HOAs.
  • An estimated 2.35 million homes in Texas are part of HOA communities.
  • Homeownership statewide is 66.5%.

Utah

Utah HOAs have a membership rate below the national average.

  • There are 3,540 HOAs in Utah.
  • Roughly 635,000 people in Utah live in HOA communities.
  • Each HOA in Utah has an average of 179 residents.
  • 19.3% of Utah’s population lives in HOA communities.
  • 10.4% of Utah homeowners are part of HOAs.
  • An estimated 244,231 homes in Utah are part of HOA communities.
  • Homeownership statewide is 71.7%.

Vermont

Vermont HOAs have a membership rate well above the national average.

  • There are between 1,000 and 2,000 HOAs in Vermont.
  • Based on average residency rates, roughly 313,500 people in Vermont live in HOA communities.
  • 48.8% of Vermont’s population lives in HOA communities.
  • 25.7% of Vermont homeowners are part of HOAs.
  • An estimated 120,577 homes in Vermont are part of HOA communities.
  • Homeownership statewide is 73.1%.

Virginia

Virginia HOAs have a membership rate below the national average.

  • There are 8,810 HOAs in Virginia.
  • Roughly 2.0 million people in Virginia live in HOA communities.
  • Each HOA in Virginia has 227 residents.
  • 23.2% of Virginia’s population lives in HOA communities.
  • 12.7% of Virginia homeowners are part of HOAs.
  • An estimated 768,846 homes in Virginia are part of HOA communities.
  • Homeownership statewide is 70.4%.

Washington

Washington HOAs have a membership rate just below the national average.

  • There are 10,580 HOAs in Washington.
  • Roughly 2.38 million people in Washington live in HOA communities.
  • Each HOA in Washington has 225 residents.
  • 30.9% of Washington’s population lives in HOA communities.
  • 18.5% of Washington homeowners are part of HOAs.
  • An estimated 916,538 homes in Washington are part of HOA communities.
  • Homeownership statewide is 64.1%.

West Virginia

West Virginia HOAs have a membership rate far below the national average.

  • There are fewer than 1,000 HOAs in West Virginia.
  • Based on average residency rates, roughly 104,500 people in West Virginia live in HOA communities.
  • Around 5.8% of West Virginia’s population lives in HOA communities.
  • Roughly 2.9% of West Virginia homeowners are part of HOAs.
  • An estimated 40,192 homes in West Virginia are part of HOA communities.
  • Homeownership statewide is 78.2%.

Wisconsin

Wisconsin HOAs have a membership rate well below the national average.

  • There are 5,390 HOAs in Wisconsin.
  • Roughly 747,000 people live in HOA communities.
  • Each HOA has 139 residents.
  • 12.7% of Wisconsin’s population lives in HOA communities.
  • 7.2% of Wisconsin homeowners are part of HOAs.
  • An estimated 287,308 homes are part of HOA communities.
  • Homeownership statewide is 67.9%.

Wyoming

Wyoming HOAs have a membership rate that’s lower than average.

  • There are fewer than 1,000 HOAsin Wyoming.
  • Based on average residency rates, roughly 104,500 people live in HOA communities.
  • Around 18.1% of Wyoming’s population lives in HOA communities.
  • Roughly 9.4% of homeowners are part of HOAs.
  • An estimated 40,192 homes are part of HOA communities.
  • Homeownership statewide is 73.9%.

HOA Communities & Services

Local development planning processes typically mandate an HOA when approving a new community.

  • Most HOAs are formed by real estate developers who turn them over to an association board when construction nears completion on the new development.
  • Common-interest communities or common-interest developments, including retirement communities, co-op, and vacation timeshare communities, usually have HOAs.
  • Owners of individual units pay dues and maintenance fees to keep the community’scommunity’silities.
  • Shared facilities may include parking lots and garages, laundry rooms, community meeting spaces, dog parks, pools, and clubhouses.
  • HOAs are governed by a group of individual unit owners or property managers.
  • Rules are regulations are often restrictive, especially when units are near one another.
  • Some residentially zoned jurisdictions are legally required to found HOAs for all new construction.

HOA Experiences

While most residents cite positive experiences, critics of HOAs, including the American Association of Retired Persons (AARP), report incidents of selective enforcement and community bullying.

  • 67% of HOA residents claim to have had a good experience with their community associations.
  • 22% of HOA residents claim a neutral experience.
  • 87% say their HOA strives to serve the community’scommunity’sests.
  • 68% of residents say their HOA’s rulesHOA’sect and enhance property values.
  • 7% of residents say the rules harm property values.
  • 44.8% of HOA residents surveyed indicated that a home in an HOA community was a deciding factor in their choice to purchase or rent that home.
  • 17% report they have nothing bad to say about their community association.
  • 21% of HOA residents indicate the best aspects of living in a community association are the neighborhooneighborhood’ss and good maintenance.
  • 58% of homeowners say their assessments are “just right” or “too l”ttle””

Hidden Co”ts & Drawbacks

Homeowners’Homeowners’rowing more than twice the average home value.

  • $250 is the average monthly assessment for a single-family home.
  • For HOA housing of any type, including condominiums and common interest communities, monthly fees average $170.
  • New York has the most expensive median HOA fee of $570, but prices can vary drastically–into the thousands–depending on amenities and the home’s zip home’sBetween 2005 and 2015, HOA fees rose 32.4%; home prices increased 15.1% during that time.
  • In 2009, the Lincoln Institute of Land Policy determined that HOAs can be detrimental to adjacent neighbors due to their insulated nature.
  • Because HOAs take care of so many of their members’ nemembers’ residents are more likely to vote down municipal taxes and initiatives that would improve the lives of other city residents.
  • HOA homeowners in the south and western regions of the U.S. consistently pay higher premiums than those in other regions.
  • As many as 71.2% of new homes completed and 85.1% of new homes sold in the southern and western regions of the United States are governed by HOAs.
  • Other potential hidden costs include:
    • One-time fees include a “home trans”er fee” upon purc”ase of a property.
    • Fines for a property that does not comply with community regulations.
    • Failure to pay fines may result in a lien on one’s propeone’sHOAs may call for “special as”essments,” ostensibl” to pay for significant unplanned repairs.

Sources

  1. About HOA-USA
  2. U.S. Census Bureau (Census), Characteristics of New Housing
  3. Census, American Housing Survey
  4. Community Associations Institute (CAI), Community Associations Remain Preferred Places to Call Home: 2020 Homeowner Satisfaction Survey
  5. CAI, 2020-2021 U.S. National and State Statistical Review for Community Association Data
  6. Science Direct, The Rise and Effects of Homeowners Associations
  7. Community Associations & American Homeowners
  8. Correlation of Homeowners Associations and Inferior Property Value Appreciation
  9. Community Assn Manager Compensation & Salary Survey 2017
  10. Attack of the Killer HOA Fees
  11. Condominiums and Cooperatives
  12. Homeowner Association
  13. Homeowners’Homeowners’ns Industry in the US – Market Research Report
  14. Homeowners Association Fee (HOA Fee)
  15. Housing Vacancies and Homeownership (CPS/HVS)
  16. Homeowner Satisfaction Survey Dashboard
  17. Homeowners Associations and Their Impact on the Local Public Budget
  18. Cities With the Worst HOA Fees – ISN