Report Highlights. Homeowners associations (HOAs) in the United States manage 370,000 communities; 12 new associations form every day*.
- 82.4% of new homes sold in 2023 were part of HOA communities.
- 40 million U.S. households (53% of homeowners) live in HOA communities.
- The average home in an HOA is valued at $447,917, 4.43% below the nationwide average home value.
- The average fee for a single-family home is $300 per month ($3,600 annually).
- From 2023 to 2024, 5,000 new HOA communities formed; since 2010, an average of 4,600 new HOAs appear each year.
*Daily average since 2020.
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HOA Facts & Statistics
HOAs or community associations govern over planned “covenant” communities. These may include single family homes, townhouses, condominiums, and other groups of homes.
- 64.7% of newly constructed homes were part of HOA communities in 2023, down 2.1% year-over-year (YoY).
- 77.1 million Americans live in HOAs, condominium communities, or cooperatives in 2024; this number represents 22.7% of the 2024 total U.S. population.
- 13.8% of homeowners lived in secured communities in 2023.
- Approximately 8,000 HOA communities are considered large-scale (i.e., more than 1,000 homes).
- From 2014 to 2024, HOA resident populations grew 15.6% as homeownership rates increased 1.71%.
- The number of associations increased 10.6% between 2014 and 2024.
- On average, HOA homes are priced 4.0% higher than observably similar homes outside of HOAs.
- Homes in HOAs are valued at $12.9 trillion collectively, up 40.2% from 2020 ($9.2 trillion).
- HOA member contributions were valued at $417.1 billion in 2024; in 2023, member contributions totaled $371.2 billion.
- Estimated yearly collections of all fees rose 32.4% between 2005 and 2015.
HOAs and New Housing
While the rate of new HOAs has slowed, new residential developments includes HOAs at increasing rates. In 2023, 646,000 new HOA homes completed construction while 541,000 were sold.
- In 2023, 81.2% of newly sold homes were part of HOA communities.
- From 2009 to 2022, the share of new-built homes in HOAs increased 42.5% while the share of newly sold homes increased 27.4%.
- 69.5% of new-built homes in the Western United States were part of HOA communities in 2023.
- 69.5% of newly built homes in the South were in HOAs.
- 49.2% of new homes in the Midwest and 32.8% of homes in the Northeast were in HOAs.
HOA Industry
While approximately 35% of HOAs are operated by neighborhood volunteers, the rise of the HOA has created a market for professional community managers.
- Approximately 62,500 HOAs have community association managers.
- The U.S. market supports approximately 9,500 community association management companies.
- The community management industry employs over 105,000 Americans.
- HOA residents pay a total of $120.9 billionannually for professional management services, including capital improvement projects.
HOA Fees
Homeowners’ fees are growing more than twice as fast as the average home value.
- New York HOAs have the most expensive monthly dues, averaging $990.
- West Virginia has the lowest average monthly dues at $37.
- Between 2005 and 2015, HOA fees rose 32.4% while home prices increased 15.1%.
- While 63% of HOA residents call fees fair, 35% report their HOA is overpriced.
- Other common fees include:
- One-time fees such as a “home transfer fee” upon purchase of a property.
- Fines for property that does not comply with community regulations.
- Failure to pay fines may result in a lien on one’s property.
- HOAs may call for “special assessments” to pay for unplanned major repairs.
HOAs Historically
Since the 1970s, American neighborhoods have been increasingly governed by HOAs. “Stranger Danger” of the 1970s and ’80s may have increased in popularity.
- From 1970 to 1980, the number of residents in HOA communities increased 357%, from 2.1 million to 9.6 million.
- The number of HOAs increased 260% from 1970 to 1980.
- From 1980 to 1990, the number of residents increased 208% to 29.6 million while the number of communities increased 261% to 130,000.
- From 1990 to 2000, the number of residents increased 52.7% to 45.2 million while the number of communities increased 71.2% to 222,500.
- Between 2000 and 2010, the number of residents increased 37.2% to 62.0 million while the number of communities increased 40.0% to 311,600.
Year | Communities in thousands | Residents in Millions |
---|---|---|
2024 | 370.0 | 77.1 |
2023 | 365.0 | 75.5 |
2022 | 362.0 | 75.0 |
2021 | 358.0 | 74.2 |
2020 | 355.0 | 74.1 |
2019 | 351.0 | 73.9 |
2018 | 347.0 | 73.5 |
2017 | 344.5 | 70.0 |
2016 | 342.0 | 69.0 |
2015 | 338.0 | 68.0 |
2014 | 333.6 | 66.7 |
2013 | 328.5 | 65.7 |
2012 | 323.6 | 63.4 |
2011 | 317.2 | 62.7 |
2010 | 311.6 | 62.0 |
2008 | 300.8 | 59.5 |
2006 | 286.0 | 57.0 |
2004 | 260.0 | 51.8 |
2002 | 240.0 | 48.0 |
2000 | 222.5 | 45.2 |
1990 | 130.0 | 29.6 |
1980 | 36.0 | 9.6 |
1970 | 10.0 | 2.1 |
HOA Experiences
While most residents cite positive experiences, critics of HOAs, including the American Association of Retired Persons (AARP), report incidents of selective enforcement and community bullying.
- 59.8% of HOA residents report positive experiences with their community associations.
- 26.2% of HOA residents have had a neutral experience.
- 68.3% of HOA residents report a good or very good relationship with their immediate neighbors.
- 74.6% of residents have met their community’s managers in person.
- 71.7% of residents say their HOA provides value and support.
- 62.6% of residents believe community rules enhance property values.
- 46.6% claim their home’s being part of an HOA had no impact on their decision to purchase.
- 61.9% of residents attend association meetings.
- 14.6% of residents say there is nothing bad about living in an HOA.
HOA Drawbacks
Not every HOA experience is positive, and some HOA residents purchase homes in spite of.
- 23% of HOA residents report that living in an HOA has made their lives more difficult.
- 18.3% of HOA residents say paying dues is the worst part of living in an HOA.
- 17.1% of residents say restrictions on landscaping and exterior projects is the worst.
- 13.44% of HOA residents report a bad or very bad experience with their communities.
- 33.0% of residents report that parking is the most likely cause of conflict in their associations.
- 31.9% of residents say noise is the biggest complaint while 25.1% say pets cause the most conflict.
HOAs by State
In most states, HOA homeowners are in the minority. All data are from 2023 and 2024.
- California and Florida have the highest number of HOAS nationwide with 101,300 active community associations between them.
- California has the highest concentration of community associations, with 67.3% of homeowners belonging to an HOA.
- Colorado has the highest share of its total population living in HOAs (42.9%).
- West Virginia has the highest rate of homeownership (79.15%) but the second-lowest rate of HOA membership among homeowners (5.23%).
- Arkansas has the lowest rate HOA membership rate (3.27% of homeowners) and is the state with the lowest percentage of its population living in HOAs (2.14%).
- HOA residents in Missouri have the largest households compared to the average homeowner (17.55% larger than the average homeowning household size).
- In Wisconsin, HOA households are most likely to be smaller (29.2% smaller compared to the average homeowning household).
State | Share of General Population | Share of Homeowning Residents |
---|---|---|
Alabama | 4.85% | 6.93% |
Alaska | 8.92% | 13.4% |
Arizona | 29.7% | 45.8% |
Arkansas | 2.14% | 3.27% |
California | 36.5% | 66.1% |
Colorado | 42.9% | 62.4% |
Connecticut | 12.8% | 19.7% |
D.C. | 9.60% | 13.5% |
Delaware | 15.1% | 38.0% |
Florida | 40.7% | 64.0% |
Georgia | 20.7% | 32.1% |
Hawaii | 20.3% | 32.9% |
Idaho | 17.7% | 25.2% |
Illinois | 30.7% | 45.1% |
Indiana | 12.7% | 18.1% |
Iowa | 9.10% | 12.7% |
Kansas | 5.25% | 7.83% |
Kentucky | 5.97% | 8.72% |
Louisiana | 3.65% | 5.33% |
Maine | 9.11% | 12.1% |
Maryland | 17.1% | 25.4% |
Massachusetts | 23.5% | 38.1% |
Michigan | 14.2% | 19.4% |
Minnesota | 26.9% | 37.0% |
Mississippi | 2.45% | 3.38% |
Missouri | 15.3% | 18.4% |
Montana | 13.3% | 19.2% |
Nebraska | 5.34% | 7.86% |
Nevada | 16.9% | 28.6% |
New Hampshire | 19.2% | 26.3% |
New Jersey | 15.6% | 24.9% |
New Mexico | 6.10% | 8.61% |
New York | 18.6% | 33.9% |
North Carolina | 26.1% | 40.3% |
North Dakota | 6.28% | 9.47% |
Ohio | 13.9% | 20.8% |
Oklahoma | 3.96% | 6.28% |
Oregon | 13.7% | 21.3% |
Pennsylvania | 10.4% | 15.1% |
Rhode Island | 8.27% | 13.0% |
South Carolina | 25.8% | 37.1% |
South Dakota | 4.76% | 6.70% |
Tennessee | 10.5% | 15.9% |
Texas | 20.0% | 32.1% |
Utah | 18.4% | 25.9% |
Vermont | 16.8% | 22.7% |
Virginia | 23.4% | 35.2% |
Washington | 30.8% | 48.8% |
West Virginia | 4.12% | 5.56% |
Wisconsin | 13.0% | 26.0% |
Wyoming | 9.02% | 12.3% |
Alabama
The HOA membership rate in Alabama is up 7.00% YoY; 6.93% of owned homes belong to an HOA.
- There are fewer than 3,000 HOAs in Alabama serving a total of 99,600 homes.
- 250,000 people in Alabama (about 4.85% of the resident population) live in HOA communities.
- The average Alabama HOA has an estimated 91 residents living in 36 homes.
- For every HOA home in Alabama, 14.4 owner-occupied homes are unaffiliated.
- HOA households in Alabama average 2.51 residents while the average homeowner’s household has 2.52 residents.
- The homeownership rate in Alabama is 72.6%, up 5.56% since 2020.
Alaska
The HOA membership rate in Alaska is up 0.36% YoY; 13.4% of owned homes belong to an HOA.
- There are fewer than 1,000 HOAs in Alaska serving a total of 24,600 homes.
- 66,000 people in Alaska (about 8.92% of the resident population) live in HOA communities.
- The average Alaska HOA has an estimated 88 residents living in 33 homes.
- For every HOA home in Alaska, 7.5 owner-occupied homes are unaffiliated.
- HOA households in Alaska average 2.68 residents while the average homeowning household has 2.70 residents.
- The homeownership rate in Alaska is 66.15%, up 2.24% since 2020.
Arizona
The HOA membership rate in Arizona is up 5.10% YoY; 45.8% of owned homes belong to an HOA.
- There are 10,200 HOAs in Arizona serving a total of 902,000 homes.
- 2.254 million people in Arizona live in HOA communities (about 29.7% of the resident population).
- The average Arizona HOA has 221 residents living in 88 homes.
- For every HOA home in Arizona, 2.2 owner-occupied homes are unaffiliated.
- HOA households in Arizona average 2.50 residents while the average homeowning household has 2.57 residents.
- The homeownership rate in Arizona is 69.1%, up 5.86% since 2020.
Arkansas
The HOA membership rate in Arkansas is up 1.52% YoY; 3.27% of owned homes belong to an HOA.
- There are fewer than 1,000 HOAs in Arkansas serving a total of 26,700 homes.
- 66,000 people in Arkansas live in HOA communities (about 2.14% of the resident population).
- The average Arkansas HOA has an estimated 88 residents living in 36 homes.
- For every HOA home in Arkansas, 30.6 owner-occupied homes are unaffiliated.
- HOA households in Arkansas average 2.47 residents while the average homeowning household has 2.52.
- The homeownership rate in Arkansas is 66.6%, up 1.72% since 2020.
California
The HOA membership rate in California is up 1.78% YoY; 66.1% of owned homes belong to an HOA.
- There are 51,200 HOAs in California serving a total of 5.064 million homes.
- 14.4 million people in California live in HOA communities (about 36.5% of the resident population).
- The average California HOA has 281 residents living in 99 homes.
- For every HOA home in California, 1.5 owner-occupied homes are unaffiliated.
- HOA households in California average 2.85 residents while the average homeowning household has 2.90 residents.
- The homeownership rate in California is 55.3%, up 0.77% since 2020.
Colorado
The HOA membership rate in Colorado is up 2.75% YoY; 62.3% of owned homes belong to an HOA.
- There are 11,700 HOAs in Colorado serving a total of 995,000 homes.
- 2.556 million people in Colorado live in HOA communities (about 42.9% of the resident population).
- The average Colorado HOA has 218 residents living in 85 homes.
- For every HOA home in Colorado, 1.6 owner-occupied homes are unaffiliated.
- HOA households in Colorado average 2.57 residents while the average homeowning household has 2.51 residents.
- The homeownership rate in Colorado is 65.8%, down 0.23% since 2020.
Connecticut
The HOA membership rate in Connecticut is up 7.01% YoY; 19.7% of owned homes belong to an HOA.
- There are 5,150 HOAs in Connecticut serving a total of 187,000 homes.
- 472,000 people in Connecticut live in HOA communities (about 12.8% of the resident population).
- The average Connecticut HOA has 92 members living in 36 homes.
- For every HOA home in Connecticut, 5.1 owner-occupied homes are unaffiliated.
- HOA households in Connecticut average 2.52 residents while the average homeowning household has 2.61 residents.
- The homeownership rate in Connecticut is 68.8%, up 5.85% since 2020.
Delaware
The HOA membership rate in Delaware is up 4.01% YoY; 13.5% of owned homes belong to an HOA.
- About 1,500 HOAs in Delaware serve around 41,000 homes.
- 101,000 people in Delaware live in HOA communities (about 9.60% of the resident population).
- The average Delaware HOA has an estimated 67 residents living in 27 homes.
- For every HOA home in Delaware, 7.4 owner-occupied homes are unaffiliated.
- HOA households in Delaware average 2.46 residents while the average homeowning household has 2.53 residents.
- The homeownership rate in Delaware is 75.2%, up 6.90% since 2020.
District of Columbia
The HOA membership rate in D.C. is up 7.52% YoY; 38.0% of owned homes belong to an HOA.
- There are less than 2,000 HOAs in D.C. serving a total of 49,700 homes.
- 106,000 people in D.C. live in HOA communities (about 10.28% of the resident population).
- The average D.C. HOA has an estimated 61 residents living in 28 homes.
- For every HOA home in D.C., 2.6 owner-occupied homes are unaffiliated.
- HOA households in D.C. average 2.13 residents while the average homeowning household has 2.21 residents.
- The homeownership rate in D.C. is 40.2%, down 3.25% since 2020.
Florida
The HOA membership rate in Florida is up 1.51% YoY; 64.0% of owned homes belong to an HOA.
- There are 50,100 HOAs in Florida serving a total of 3.908 million homes.
- 9.506 million people in Florida live in HOA communities (about 40.7% of the resident population).
- The average Florida HOA has 190 residents living in 78 homes.
- For every HOA home in Florida, 1.6 owner-occupied homes are unaffiliated.
- HOA households in Florida average 2.43 residents while the average homeowning household has 2.51 residents.
- The homeownership rate in Florida is 68.5%, up 3.40% since 2020.
Georgia
The HOA membership rate in Georgia is up 1.75% YoY; 32.1% of owned homes belong to an HOA.
- There are 11,300 HOAs in Georgia serving a total of 881,000 homes.
- 2.314 million people in Georgia live in HOA communities (about 20.9% of the resident population).
- The average Georgia HOA has 205 residents living in 78 homes.
- For every HOA home in Georgia, 3.1 owner-occupied homes are unaffiliated.
- HOA households in Georgia average 2.63 residents while the average homeowning household has 2.71 residents.
- The homeownership rate in Georgia is 64.6%, up 0.70% since 2020.
Hawaii
The HOA membership rate in Hawaii is up 1.69% YoY; 32.9% of owned homes belong to an HOA.
- There are almost 2,000 HOAs in Hawaii serving a total of 101,400 homes.
- 294,000 people in Hawaii live in HOA communities (about 20.3% of the resident population).
- The average Hawaii HOA has an estimated 168 residents living in 58 homes.
- For every HOA home in Hawaii, 3.0 owner-occupied homes are unaffiliated.
- HOA households in Hawaii average 2.90 residents while the average homeowning household has 2.98 residents.
- The homeownership rate in Hawaii is 60.3%, up 0.17% since 2020.
Idaho
The HOA membership rate in Idaho is down 0.23% YoY; 25.2% of owned homes belong to an HOA.
- There are fewer than 3,000 HOAs in Idaho serving a total of 134,100 homes.
- 355,000 people in Idaho live in HOA communities (about 17.7% of the resident population).
- The average Idaho HOA has an estimated 129 residents living in 49 homes.
- For every HOA home in Idaho, 4.0 owner-occupied homes are unaffiliated.
- HOA households in Idaho average 2.65 residents while the average homeowning household has 2.71 residents.
- The homeownership rate in Idaho is 71.6%, down 0.03% since 2020.
Illinois
The HOA membership rate in Illinois is up 3.52% YoY; 45.1% of owned homes belong to an HOA.
- There are 19,750 HOAs in Illinois serving a total of 1.541 million homes.
- 3.90 million people in Illinois live in HOA communities (about 30.7% of the resident population).
- The average Illinois HOA has 197 residents living in 78 homes.
- For every HOA home in Illinois, 2.2 owner-occupied homes are unaffiliated.
- HOA households in Illinois average 2.53 residents while the average homeowning household has 2.59 residents.
- The homeownership rate in Illinois is 68.5%, up 3.75% since 2020.
Indiana
The HOA membership rate in Indiana is up 7.48% YoY; 18.1% of owned homes belong to an HOA.
- There are 5,200 HOAs in Indiana serving a total of 352,000 homes.
- 879,000 people in Indiana live in HOA communities (about 12.7% of the resident population).
- The average Indiana HOA has 169 residents living in 68 homes.
- For every HOA home in Indiana, 5.5 owner-occupied homes are unaffiliated.
- HOA households in Indiana average 2.50 residents while the average homeowning household has 2.57 residents.
- The homeownership rate in Indiana is 71.3%, up 2.92% since 2020.
Iowa
The HOA membership rate in Iowa is up 2.93% YoY; 12.7% of owned homes belong to an HOA.
- There are almost 3,000 HOAs in Iowa serving a total of 121,700 homes.
- 295,000 people in Iowa live in HOA communities (about 9.10% of the resident population).
- The average Iowa HOA has 107 residents living in 44 homes.
- For every HOA home in Iowa, 7.9 owner-occupied homes are unaffiliated.
- HOA households in Iowa average 2.42 residents while the average homeowning household has 2.46 residents.
- The homeownership rate in Iowa is 71.8%, up 1.84% since 2020.
Kansas
The HOA membership rate in Kansas is up 4.58% YoY; 7.83% of owned homes belong to an HOA.
- There are fewer than 2,000 HOAs in Kansas serving a total of 62,100 homes.
- 156,000 people in Kansas live in HOA communities (about 5.25% of the resident population).
- The average Kansas HOA has 89 residents living in 35 homes.
- For every HOA home in Kansas, 12.8 owner-occupied homes are unaffiliated.
- HOA households in Kansas average 2.51 residents while the average homeowning household has 2.57 residents.
- The homeownership rate in Kansas is 67.7%, up 1.84% since 2020.
Kentucky
The HOA membership rate in Kentucky is up 2.63% YoY; 8.72% of owned homes belong to an HOA.
- There are nearly 3,000 HOAs in Kentucky serving a total of 111,200 homes.
- 274,000 people in Kentucky live in HOA communities (about 5.97% of the resident population).
- The average Kentucky HOA has 100 residents living in 40 homes.
- For every HOA home in Kentucky, 11.5 owner-occupied homes are unaffiliated.
- HOA households in Kentucky average 2.46 residents while the average homeowning household has 2.48 residents.
- The homeownership rate in Kentucky is 69.6%, up 3.81% since 2020.
Louisiana
The HOA membership rate in Louisiana is up 0.19% YoY; 5.33% of owned homes belong to an HOA.
- There are nearly 3,000 HOAs in Louisiana serving a total of 66,600 homes.
- 168,000 people in Louisiana live in HOA communities (about 3.65% of the resident population).
- The average Louisiana HOA has 61 residents living in 24 homes.
- For every HOA home in Louisiana, 18.8 owner-occupied homes are unaffiliated.
- HOA households in Louisiana average 2.52 residents while the average homeowning household has 2.51 residents.
- The homeownership rate in Louisiana is 68.3%, up 2.63% since 2020.
Maine
The HOA membership rate in Maine is up 3.09% YoY; 12.1% of owned homes belong to an HOA.
- There are fewer than 2,000 HOAs in Maine serving a total of 55,400 homes.
- 128,000 people in Maine live in HOA communities (about 9.11% of the resident population).
- The average Maine HOA has 73 residents living in 32 homes.
- For every HOA home in Maine, 8.3 owner-occupied homes are unaffiliated.
- HOA households in Maine average 2.31 residents while the average homeowning household has 2.30 residents.
- The homeownership rate in Maine is 73.8%, up 2.22% since 2020.
Maryland
The HOA membership rate in Maryland is up 9.15% YoY; 25.4% of owned homes belong to an HOA.
- There are 7,200 HOAs in Maryland serving a total of 412,000 homes.
- 1.069 million people in Maryland live in HOA communities (about 17.1% of the resident population).
- The average Maryland HOA has 148 residents living in 57 homes.
- For every HOA home in Maryland, 3.9 owner-occupied homes are unaffiliated.
- HOA households in Maryland average 2.59 residents while the average homeowning household has 2.67 residents.
- The homeownership rate in Maryland is 68.5%, up 2.51% since 2020.
Massachusetts
The HOA membership rate in Massachusetts is up 4.02% YoY; 38.1% of owned homes belong to an HOA.
- There are 11,600 HOAs in Massachusetts serving a total of 664,000 homes.
- 1.678 million people in Massachusetts live in HOA communities (about 23.5% of the resident population).
- The average Massachusetts HOA has 145 residents living in 57 homes.
- For every HOA home in Massachusetts, 2.6 owner-occupied homes are unaffiliated.
- HOA households in Massachusetts average 2.53 residents while the average homeowning household has 2.60 residents.
- The homeownership rate in Massachusetts is 62.9%, up 1.13% since 2020.
Michigan
The HOA membership rate in Michigan is up 2.94% YoY; 19.4% of owned homes belong to an HOA.
- There are 8,700 HOAs in Michigan serving a total of 588,000 homes.
- 1.442 million people in Michigan live in HOA communities (about 14.2% of the resident population).
- The average Michigan HOA has 166 residents living in 68 homes.
- For every HOA home in Michigan, 5.1 owner-occupied homes are unaffiliated.
- HOA households in Michigan average 2.45 residents while the average homeowning household has 2.52 residents.
- The homeownership rate in Michigan is 73.3%, up 2.37% since 2020.
Minnesota
The HOA membership rate in Minnesota is up 5.47% YoY; 37.0% of owned homes belong to an HOA.
- There are 8,000 HOAs in Minnesota serving a total of 624,000 homes.
- 1.560 million people in Minnesota live in HOA communities (about 26.9% of the resident population).
- The average Minnesota HOA has 195 residents living in 78 homes.
- For every HOA home in Minnesota, 2.7 owner-occupied homes are unaffiliated.
- HOA households in Minnesota average 2.50 residents while the average homeowning household has 2.56 residents.
- The homeownership rate in Minnesota is 71.0%, down 1.29% since 2020.
Mississippi
The HOA membership rate in Mississippi is up 7.89% YoY; 3.38% of owned homes belong to an HOA.
- There are fewer than 1,000 HOAs in Mississippi serving a total of 28,000 homes.
- 72,000 people in Mississippi live in HOA communities (about 2.45% of the resident population).
- The average Mississippi HOA has 144 residents living in 56 homes.
- For every HOA home in Mississippi, 29.6 owner-occupied homes are unaffiliated.
- HOA households in Mississippi average 2.57 residents while the average homeowning household has 2.54 residents.
- The homeownership rate in Mississippi is 75.9%, up 12.7% since 2020.
Missouri
The HOA membership rate in Missouri is down 14.7% YoY; 18.4% of owned homes belong to an HOA.
- There are 5,750 HOAs in Missouri serving a total of 323,000 homes.
- 953,000 people in Missouri live in HOA communities (about 15.3% of the resident population).
- The average Missouri HOA has 166 residents living in 56 homes.
- For every HOA home in Missouri, 5.4 owner-occupied homes are unaffiliated.
- HOA households in Missouri average 2.95 residents while the average homeowning household has 2.51 residents.
- The homeownership rate in Missouri is 70.5%, up 5.03% since 2020.
Montana
The HOA membership rate in Montana is up 4.15% YoY; 19.2% of owned homes belong to an HOA.
- There are nearly 3,000 HOAs in Montana serving a total of 62,900 homes.
- 151,000 people in Montana live in HOA communities (about 13.3% of the resident population).
- The average Montana HOA has 55 residents living in 23 homes.
- For every HOA home in Montana, 5.2 owner-occupied homes are unaffiliated.
- HOA households in Montana average 2.40 residents while the average homeowning household has 2.47 residents.
- The homeownership rate in Montana is 71.9%, up 4.32% since 2020.
Nebraska
The HOA membership rate in Nebraska is up 4.93% YoY; 7.86% of owned homes belong to an HOA.
- Nearly 2,000 HOAs in Nebraska serve a total of 42,400 homes.
- 107,000 people in Nebraska live in HOA communities (about 5.34% of the resident population).
- The average Nebraska HOA has 61 residents living in 24 homes.
- For every HOA home in Nebraska, 12.7 owner-occupied homes are unaffiliated.
- HOA households in Nebraska average 2.52 residents while the average homeowning household has 2.57 residents.
- The homeownership rate in Nebraska is 69.5%, up 4.83% since 2020.
Nevada
The HOA membership rate in Nevada is up 0.87% YoY; 28.6% of owned homes belong to an HOA.
- There are 3,700 HOAs in Nevada serving a total of 211,600 homes.
- 551,000 people in Nevada live in HOA communities (about 16.9% of the resident population).
- The average Nevada HOA has 149 residents living in 57 homes.
- For every HOA home in Nevada, 3.5 owner-occupied homes are unaffiliated.
- HOA households in Nevada average 2.60 residents while the average homeowning household has 2.65 residents.
- The homeownership rate in Nevada is 61.5%, up 8.57% since 2020.
New Hampshire
The HOA membership rate in New Hampshire is up 3.55% YoY; 26.3% of owned homes belong to an HOA.
- There are nearly 3,000 HOAs in New Hampshire serving a total of 108,300 homes.
- 271,000 people in New Hampshire live in HOA communities (about 19.2% of the resident population).
- The average New Hampshire HOA has 99 residents living in 39 homes.
- For every HOA home in New Hampshire, 3.8 owner-occupied homes are unaffiliated.
- HOA households in New Hampshire average 2.50 residents while the average homeowning household has 2.55 residents.
- The homeownership rate in New Hampshire is 72.9%, up 2.71% since 2020.
New Jersey
The HOA membership rate in New Jersey is up 0.56% YoY; 24.9% of owned homes belong to an HOA.
- There are 7,200 HOAs in New Jersey serving a total of 562,000 homes.
- 1.480 million people in New Jersey live in HOA communities (about 15.6% of the resident population).
- The average New Jersey HOA has 206 residents living in 78 homes.
- For every HOA home in New Jersey, 4.0 owner-occupied homes are unaffiliated.
- HOA households in New Jersey average 2.63 residents while the average homeowning household has 2.72 residents.
- The homeownership rate in New Jersey is 63.0%, down 0.55% since 2020.
New Mexico
The HOA membership rate in New Mexico is up 2.62% YoY; 8.61% of owned homes belong to an HOA.
- Fewer than 2,000 HOAs in New Mexico serve a total of 51,100 homes.
- 130,000 people in New Mexico live in HOA communities (about 6.10% of the resident population).
- The average New Mexico HOA has 74 residents living in 29 homes.
- For every HOA home in New Mexico, 11.6 owner-occupied homes are unaffiliated.
- HOA households in New Mexico average 2.54 residents while the average homeowning household has 2.51 residents.
- The homeownership rate in New Mexico is 70.6%, up 3.60% since 2020.
New York
The HOA membership rate in New York is up 1.51% YoY; 33.9% of owned homes belong to an HOA.
- There are 14,500 HOAs in New York serving a total of 1.433 million homes.
- 3.705 million people in New York live in HOA communities (about 18.7% of the resident population).
- The average New York HOA has 256 residents living in 99 homes.
- For every HOA home in New York, 2.9 owner-occupied homes are unaffiliated.
- HOA households in New York average 2.59 residents while the average homeowning household has 2.62 residents.
- The homeownership rate in New York is 52.7%, down 1.45% since 2020.
North Carolina
The HOA membership rate in North Carolina up 3.92% YoY; 40.3% of owned homes belong to an HOA.
- There are 15,050 HOAs in North Carolina serving a total of 1.174 million homes.
- 2.878 million people in North Carolina live in HOA communities (about 26.1% of the resident population).
- The average North Carolina HOA has 191 residents living in 78 homes.
- For every HOA home in North Carolina, 2.5 owner-occupied homes are unaffiliated.
- HOA households in North Carolina average 2.45 residents while the average homeowning household has 2.51 residents.
- The homeownership rate in North Carolina is 64.5%, down 1.23% since 2020.
North Dakota
The HOA membership rate in North Dakota is up 5.83% YoY; 9.47% of owned homes belong to an HOA.
- There are fewer than 1,000 HOAs in North Dakota serving a total of 20,400 homes.
- 50,000 people in North Dakota live in HOA communities (about 6.28% of the resident population).
- The average North Dakota HOA has 67 residents living in 27 homes.
- For every HOA home in North Dakota, 10.6 owner-occupied homes are unaffiliated.
- HOA households in North Dakota average 2.45 residents while the average homeowning household has 2.49 residents.
- The homeownership rate in North Dakota is 64.3%, up 4.81% since 2020.
Ohio
The HOA membership rate in Ohio is up 1.75% YoY; 20.8% of owned homes belong to an HOA.
- There are 8,800 HOAs in Ohio serving a total of 686,000 homes.
- 1.657 million people in Ohio live in HOA communities (about 13.9% of the resident population).
- The average Ohio HOA has 188 residents living in 78 homes.
- For every HOA home in Ohio, 4.8 owner-occupied homes are unaffiliated.
- HOA households in Ohio average 2.42 residents while the average homeowning household has 2.47 residents.
- The homeownership rate in Ohio is 69.6%, up 5.38% since 2020.
Oklahoma
The HOA membership rate in Oklahoma is up 7.45% YoY; 6.28% of owned homes belong to an HOA.
- There are fewer than 2,000 HOAs in Oklahoma serving a total of 65,000 homes.
- 162,000 people in Oklahoma live in HOA communities (about 3.96% of the resident population).
- The average Oklahoma HOA has 93 residents living in 37 homes.
- For every HOA home in Oklahoma, 15.9 owner-occupied homes are unaffiliated.
- HOA households in Oklahoma average 2.49 residents while the average homeowning household has 2.71 residents.
- The homeownership rate in Oklahoma is 66.8%, up 2.02% since 2020.
Oregon
The HOA membership rate in Oregon is up 2.87% YoY; 21.3% of owned homes belong to an HOA.
- There are 4,150 HOAs in Oregon serving a total of 237,000 homes.
- 584,000 people in Oregon live in HOA communities (about 13.7% of the resident population).
- The average Oregon HOA has 141 residents living in 57 homes.
- For every HOA home in Oregon, 4.7 owner-occupied homes are unaffiliated.
- HOA households in Oregon average 2.46 residents while the average homeowning household has 2.51 residents.
- The homeownership rate in Oregon is 63.0%, up 0.20% since 2020.
Pennsylvania
The HOA membership rate in Pennsylvania is up 6.48% YoY; 15.1% of owned homes belong to an HOA.
- There are 7,150 HOAs in Pennsylvania serving a total of 558,000 homes.
- 1.357 million people in Pennsylvania live in HOA communities (about 10.4% of the resident population).
- The average Pennsylvania HOA has 190 residents living in 78 homes.
- For every HOA home in Pennsylvania, 6.6 owner-occupied homes are unaffiliated.
- HOA households in Pennsylvania average 2.43 residents while the average homeowning household has 2.50 residents.
- The homeownership rate in Pennsylvania is 70.8%, up 3.51% since 2020.
Rhode Island
The HOA membership rate in Rhode Island is up 5.70% YoY; 13.0% of owned homes belong to an HOA.
- There are fewer than 2,000 HOAs in Rhode Island serving a total of 37,000 homes.
- 92,000 people in Rhode Island live in HOA communities (about 8.27% of the resident population).
- The average Rhode Island HOA has 53 residents living in 21 homes.
- For every HOA home in Rhode Island, 7.7 owner-occupied homes are unaffiliated.
- HOA households in Rhode Island average 2.49 residents while the average homeowning household has 2.57 residents.
- The homeownership rate in Rhode Island is 62.2%, up 0.85% since 2020.
South Carolina
The HOA membership rate in South Carolina is up 4.63% YoY; 37.1% of owned homes belong to an HOA.
- There are 7,500 HOAs in South Carolina serving a total of 585,000 homes.
- 1.412 million people in South Carolina live in HOA communities (about 25.8% of the resident population).
- The average South Carolina HOA has 188 residents living in 78 homes.
- For every HOA home in South Carolina, 2.7 owner-occupied homes are unaffiliated.
- HOA households in South Carolina average 2.41 residents while the average homeowning household has 2.48 residents.
- The homeownership rate in South Carolina is 71.4%, up 1.56% since 2020.
South Dakota
The HOA membership rate in South Dakota up 6.70% YoY; 6.70% of owned homes belong to an HOA.
- Fewer than 1,000 HOAs in South Dakota serve a total of 17,600 homes.
- 44,000 people in South Dakota live in HOA communities (about 4.76% of the resident population).
- The average South Dakota HOA has 59 residents living in 23 homes.
- For every HOA home in South Dakota, 14.9 owner-occupied homes are unaffiliated.
- HOA households in South Dakota average 2.50 residents; the average homeowning household also has 2.50 residents.
- The homeownership rate in South Dakota is 69.3%, up 2.25% since 2020.
Tennessee
The HOA membership rate in Tennessee is up 5.91% YoY; 15.9% of owned homes belong to an HOA.
- There are 5,400 HOAs in Tennessee serving a total of 309,000 homes.
- 757,000 people in Tennessee live in HOA communities (about 10.5% of the resident population).
- The average Tennessee HOA has 140 residents living in 57 homes.
- For every HOA home in Tennessee, 6.3 owner-occupied homes are unaffiliated.
- HOA households in Tennessee average 2.45 residents while the average homeowning household has 2.50 residents.
- The homeownership rate in Tennessee is 69.6%, up 4.62% since 2020.
Texas
The HOA membership rate in Texas is up 6.67% YoY; 32.1% of owned homes belong to an HOA.
- There are 22,900 HOAs in Texas serving a total of 2.263 million homes.
- 6.244 million people in Texas live in HOA communities (about 20.0% of the resident population).
- The average Texas HOA has 273 residents living in 99 homes.
- For every HOA home in Texas, 3.1 owner-occupied homes are unaffiliated.
- HOA households in Texas average 2.76 residents, and the statewide average is 2.85 residents.
- The homeownership rate in Texas is 62.9%, up 1.66% since 2020.
Utah
The HOA membership rate in Utah is up 1.03% YoY; 25.9% of owned homes belong to an HOA.
- There are 3,700 HOAs in Utah serving a total of 212,000 homes.
- 645,000 people in Utah live in HOA communities (about 18.4% of the resident population).
- The average Utah HOA has 174 residents living in 57 homes.
- For every HOA home in Utah, 3.9 owner-occupied homes are unaffiliated.
- HOA households in Utah average 3.04 residents; the average homeowning household also has 3.04 residents.
- The homeownership rate in Utah is 58.3%, down 3.26% since 2020.
Vermont
The HOA membership rate in Vermont is up 3.62% YoY; 22.7% of owned homes belong to an HOA.
- There are fewer than 2,000 HOAs in Vermont serving a total of 46,400 homes.
- 109,000 people in Vermont live in HOA communities (about 16.8% of the resident population).
- The average Vermont HOA has 62 residents living in 27 homes.
- For every HOA home in Vermont, 4.4 owner-occupied homes are unaffiliated.
- HOA households in Vermont average 2.35 residents while the average homeowning household has 2.39 residents.
- The homeownership rate in Vermont is 74.2%, up 4.69% since 2020.
Virginia
The HOA membership rate in Virginia is up 5.54% YoY; 35.2% of owned homes belong to an HOA.
- There are 9,200 HOAs in Virginia serving a total of 813,000 homes.
- 2.064 million people in Virginia live in HOA communities (about 23.4% of the resident population).
- The average Virginia HOA has 224 residents living in 88 homes.
- For every HOA home in Virginia, 2.8 owner-occupied homes are unaffiliated.
- HOA households in Virginia average 2.54 residents while the average homeowning household has 2.60 residents.
- The homeownership rate in Virginia is 70.5%, up 6.66% since 2020.
Washington
The HOA membership rate in Washington is up 6.27% YoY; 48.8% of owned homes belong to an HOA.
- There are 10,900 HOAs in Washington serving a total of 964,000 homes.
- 2.455 million people in Washington live in HOA communities (about 30.8% of the resident population).
- The average Washington HOA has 225 residents living in 88 homes.
- For every HOA home in Washington, 2.0 owner-occupied homes are unaffiliated.
- HOA households in Washington average 2.55 residents while the average homeowning household has 2.61 residents.
- The homeownership rate in Washington is 64.8%, up 2.73% since 2020.
West Virginia
The HOA membership rate in West Virginia is up 7.99% YoY; 5.56% of owned homes belong to an HOA.
- Fewer than 1,000 HOAs in West Virginia serve a total of 30,400 homes.
- 73,000 people in West Virginia live in HOA communities (about 4.12% of the resident population).
- The average West Virginia HOA has 97 residents living in 41 homes.
- For every HOA home in West Virginia, 18.0 owner-occupied homes are unaffiliated.
- HOA households in West Virginia average 2.40 residents while the average homeowning household has 2.41 residents.
- The homeownership rate in West Virginia is 79.2%, up 7.83% since 2020.
Wisconsin
The HOA membership rate in Wisconsin is up 43.9% YoY; 26.0% of owned homes belong to an HOA.
- There are 5,650 HOAs in Wisconsin serving a total of 777,000 homes.
- 441,000 people in Wisconsin live in HOA communities (about 13.0% of the resident population).
- The average Wisconsin HOA has 138 residents living in 78 homes.
- For every HOA home in Wisconsin, 3.8 owner-occupied homes are unaffiliated.
- HOA households in Wisconsin average 1.76 residents while the average homeowning household has 2.49 residents.
- The homeownership rate in Wisconsin is 68.0%, up 1.19% since 2020.
Wyoming
The HOA membership rate in Wyoming is up 6.03% YoY; 12.3% of owned homes belong to an HOA.
- There are fewer than 1,000 HOAs in Wyoming serving a total of 21,700 homes.
- 53,000 people in Wyoming live in HOA communities (about 9.02% of the resident population).
- The average Wyoming HOA has 71 residents living in 29 homes.
- For every HOA home in Wyoming, 8.1 owner-occupied homes are unaffiliated.
- HOA households in Wyoming average 2.44 residents while the average homeowning household has 2.40 residents.
- The homeownership rate in Wyoming is 73.6%, up 2.29% since 2020.
HOA Communities & Services
Local development planning processes typically mandate an HOA when approving a new community.
- Most HOAs are formed by real estate developers that then turn them over to an association board when construction nears completion on the new development.
- Common-interest communities or common-interest developments, including retirement communities, co-op, and vacation timeshare communities, usually have HOAs.
- Owners of individual units pay dues and maintenance fees for the upkeep of the community’s shared facilities.
- Shared facilities may include parking lots and garages, laundry rooms, community meeting spaces, dog parks, pools, and clubhouses.
- HOAs are governed by a group of the individual unit owners or a property manager.
- Rules and regulations are often restrictive, especially when units are in close proximity to one another.
- Some residentially zoned jurisdictions are legally required to found HOAs for all new construction.
Sources
- Community Associations Institute Foundation for Community Association Research
- U.S. Census Bureau
- HOA-USA
- ScienceDirect, The Rise and Effects of Homeowners Associations
- Trulia, Attack of the Killer HOA Fees
- Civil Beat, Hawaii Condo Fees Are Among Nation’s Highest
- Pennsylvania Association of Realtors, HOAs Cost Homeowners $3,500 on Average: Are Those Consumers Happy?