An Illinois rental application form helps a landlord choose a prospective tenant who is well suited to rent a particular property. The form requests personal and employment information plus consent for a credit check (sometimes called a consumer report). Applications often collect a non-refundable fee, commonly equal to the cost of getting the relevant screening reports.
Illinois Rental Application Laws
Illinois overhauled its rental application laws in 2025. Prospective tenants may submit their own reusable screening report prepared within the previous 30 days by a consumer credit reporting agency, at no cost to the landlord. A landlord may only charge an application fee to cover screening in cases where the applicant does not provide their own screening report. The landlord still has the option to pay out of pocket for any additional desired (and legal) screening information.
Quick Guide To Process an Illinois Rental Application
This quick guide assumes that a tenant has not provided their own screening report, for convenience. After receiving an Illinois rental application, most landlords use the following process to evaluate the potential tenant:
- Verify Credit – Order a credit report for the potential tenant; a score of 600-650 is a common minimum requirement. A credit report can be as simple as a “pass/fail” result or can have comprehensive details, including criminal history. (NOTE: a credit report requires the tenant’s written and signed consent, on the application or separately)
- Verify Income – Check the potential tenant’s employment status and pay scale. This can be done through recent pay stubs and/or contacting the potential tenant’s employer.
- Check Rental History – Contact previous landlord(s) to confirm a potential tenant has in the past been a good renter and neighbor.
- Check Eviction History – Verify the potential tenant has honestly disclosed the details of any past evictions. An eviction check usually covers a longer period (previous 7 years) than a rental history check (previous 3 years).
- Check Criminal History – Confirm the potential tenant’s reporting of any criminal history, especially including a check of criminal databases like sex offender registries.
- Provide a Response – Approve the application if it’s a good fit, or, if rejecting the application, draft an appropriate adverse action notice to limit liability.
Checking Eviction History in Illinois
Illinois eviction cases are matters of public record which anyone can access. The online service Judici records case information for 77 out of 102 Illinois circuit court systems, at time of writing. While third-party services often automatically check eviction history as part of a screening report, this also can be checked manually, with the following process:
- Visit Judici Participating Courts List and select the applicant’s previous county of residence (if known)
- Enter the applicant’s name in the “Name” search box at the top of the page, to receive related case results
- Select a case number to view available information, with limited free access and premium subscriptions at $24.95 per month
Restrictions on Illinois Rental Application Questions
The sample rental application provided on this page complies with federal law restricting the information a landlord can request. In general, it’s illegal under the Federal Fair Housing Act to screen tenants by asking for information about the following, or using these as a basis for approving or denying an application:
- Race
- Color
- National origin (nationality)
- Religion
- Sex (including sexual orientation and gender identity)
- Familial status (i.e., having or not having children)
- Disability (whether physical or mental)
Illinois also protects some additional categories at the statewide level, such as age, children, genetic information, marital status, protection order status, and military status. There are narrow exemptions for things like senior housing or certain very-small scale landlords, but local regulations may still apply. Always consult an attorney before attempting to ignore federal requirements.
Rejecting an Application: Adverse Action Notice
When taking an action which may disadvantage a potential tenant, a landlord may have to provide an adverse action notice informing the tenant about the decision (sometimes called a “conditional approval,” if the application is approved subject to meeting additional conditions). Federal regulations require an adverse action notice whenever a landlord collects a credit report and takes one of the following actions:
- Rejecting the potential tenant’s application
- Adding a requirement for someone to co-sign the potential tenant’s lease
- Demanding a larger security deposit than before, as a condition for renting
- Asking for higher rent after receiving the report
Important Features of an Adverse Action Notice
An adverse action notice must contain the following details:
- Note that the landlord took adverse action based on information in a consumer credit report
- Details of the consumer reporting agency
- Note that the landlord decided the adverse action, not the agency
- Declaration of the applicant’s right to a copy of the consumer credit report
- Declaration of the application’s right to dispute the report within 60 calendar days
While not legally required, it also is expedient for a landlord to explain the reasons for the adverse action, since this establishes a written record of issues with the application.
For an example, see this tenant rejection letter template.
Fees in Illinois
Illinois has the following regulations on fees relating to a new rental:
- Rental Application Limit: No cap
- Security Deposit Limit: No cap
- Pet Fee Limit: No cap
Local jurisdictions may impose stricter regulations than the statewide standard. Always check local laws.
Sources
- 1 765 ILCS 705/25(b) - (d)
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(1) If a prospective tenant provides a reusable tenant screening report that meets the following criteria, the landlord may not charge the prospective tenant a fee to access the report or an application screening fee. Those criteria include the following:
(A) the report was prepared within the previous 30 days by a consumer credit reporting agency at the request and expense of a prospective tenant;
(B) the report is made directly available to a landlord for use in the rental application process or is provided through a third-party website that regularly engages in the business of providing a reusable tenant screening report and complies with all State and federal laws pertaining to use and disclosure of information contained in a consumer report by a consumer credit reporting agency;
(C) the report is available to the landlord at no cost to access or use; and
(D) the report includes all of the criteria consistently being used by the landlord in the screening of prospective tenants.
(2) A landlord may require an applicant to state that there has not been a material change to the information in the reusable tenant screening report.
(c) If an ordinance, resolution, regulation, administrative action, initiative, or other policy adopted by a unit of local government or county conflicts with this Act, the policy that provides greater protections to prospective tenants applies.
(d) Nothing in this Section prohibits a landlord from collecting and processing an application in addition to the report provided, as long as the prospective tenant is not charged an application screening fee for this additional report.
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