An Iowa rental agreement is a legal contract between a landlord overseeing a rental property and a tenant who wishes to use it. Iowa landlord-tenant law governs and regulates these agreements.
Iowa Rental Agreement Types
Iowa Required Residential Lease Disclosures
- Landlord’s Name and Address (required for all leases) – Iowa leases must contain the name and address of the landlord or authorized agent. This enables smooth communication of any important legal notice.
- Shared Utility Disclosure (required for some leases) – Iowa rental property which shares utilities with a common area or another unit must disclose service charges and how any charges are billed.
- CERCLA Disclosure (required for some leases) – Iowa landlords of property located in the Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA)’s database must disclose the property’s pollutant and contaminant status under the Act.
- Lead-Based Paint Disclosure (required for some leases) – For any property built before 1978, federal law requires that a Iowa residential lease must contain a lead-based paint disclosure with an EPA informational pamphlet, plus notice of any lead hazards on the property.
To learn more about required disclosures in Iowa, click here.
Iowa Landlord Tenant Laws
- Warranty of Habitability – Iowa landlords can only rent out habitable property, which means providing certain features essential to basic health and safety like heat, plumbing, electricity, and sound structural elements. Landlords must repair any issues within seven days after proper notice from the tenant. Failure to repair lets a tenant sue the landlord, terminate the lease, or repair and deduct from the rent. Tenants aren’t allowed unilaterally to withhold rent.
- Evictions – Iowa landlords may evict for rent default, lease violations, or illegal acts, among other things. Before filing eviction, landlords must serve tenants with prior notice to pay, comply, or quit, depending on the eviction type. This means most evictions in Iowa take between a few days to a few weeks. While the CARES Act required a minimum 30 days of advance notice before filing eviction for nonpayment of rent or other fees, a 2025 Iowa Supreme Court decision has voided this requirement.
- Security Deposits – Iowa caps security deposits at a maximum of two months’ rent. Upon lease termination, a landlord has 30 days to return any unused portion of a security deposit to the tenant.
- Lease Termination – Iowa lets tenants terminate a month-to-month lease with 30 days of advance notice. A fixed-term lease can’t be terminated early without active military duty, landlord harassment, uninhabitable property, or domestic abuse.
- Rent Increases and Fees – Iowa landlords can raise rent by any amount, whenever they want, with no particular requirements for justification, as long as they give at least 30 days of advance notice. Late fees are capped from $12/day or $60/mo (when rent is $700/mo or less), to $20/day or $100/month (when rent is over $700/mo). Returned check fees are capped at $30 and cannot be charged unless the landlord posts a conspicuous notice disclosing the fee.
- Landlord Entry – Iowa landlords may enter rental property for reasonable purposes related to the tenancy, such as maintenance and inspections. They must enter only at reasonable times of the day and week, and must provide at least 24 hours of advance notice before entering, except in emergencies.
- Settling Legal Disputes – Iowa allows hearing landlord-tenant disputes in its small claims courts, as long as the amount in controversy is under $6,500. The statute of limitations is 10 years for written contracts and five years for verbal contracts.
To learn more about landlord tenant laws in Iowa, click here.
Sources
- 1 Iowa Code § 562A.9(4)
-
For rental agreements in which the rent does not exceed seven hundred dollars per month, a rental agreement shall not provide for a late fee that exceeds twelve dollars per day or a total amount of sixty dollars per month. For rental agreements in which the rent is greater than seven hundred dollars per month, a rental agreement shall not provide for a late fee that exceeds twenty dollars per day or a total amount of one hundred dollars per month.
Source Link - 2 MIMG CLXXII Retreat on 6th, LLC v. Miller, No. 23-0670 at 11-12 (Iowa 2025)
-
[S]ection 9058(c)(1), read in context, applies only to nonpayment defaults that occurred during the 120-day moratorium described in section 9058(b).
Source Link - 3 Iowa Code § 554.3512
-
1. The holder of a dishonored check, draft, or order may assess against the maker of that check, draft, or order a surcharge not to exceed thirty dollars.
2. The surcharge authorized by this section shall not be assessed unless the holder clearly and conspicuously posts a notice at the usual place of payment, or in the billing statement of the holder, stating that a surcharge will be assessed and the amount of the surcharge. However, the surcharge shall not be assessed against the maker if the reason for the dishonor of the check, draft, or order is that the maker has stopped payment pursuant to section 554.4403.
Source Link - 4 In the Matter of Ongoing Provisions for Coronavirus / COVID-19 Impact On Court Services, Iowa. Supr. Ct., May 22, 2020 (order amended March 12, 2021)
-
Any plaintiff bringing an FED action under chapter 648 for nonpayment of rent after the date of this order shall submit a CARES Act verification in a form approved by this court. This requirement shall continue in effect until further order of this court.
Source Link
