Indiana Residential Lease Agreement

Last Updated: May 20, 2025 by Roberto Valenzuela

An Indiana residential lease agreement (“rental agreement”) is a legal contract between a landlord overseeing a rental property and a tenant using the property. State and local laws set the rules for rental agreements, such as laws regulating the use of a tenant’s security deposit.

Indiana Residential Lease Agreement Disclosures

These disclosures are required for residential lease agreements in Indiana:

Disclosure Applicable To
Landlord’s Name and Address All Units
Flooding Units At or Below the 100-Year Flood Elevation
Lead Paint All Units Built Before 1978

Landlord’s Name and Address

Applies to all Indiana rentals.

Indiana landlords must provide their name and address in the lease, or that of their authorized agent. This allows required communication (for example, about repairs) to happen in a smooth way. Typically includes additional contact information, such as phone numbers and email addresses.

The landlord has an duty to notify the tenant when there’s a change in contact information.

Flood Zone Disclosure

Applies to Indiana rentals where the lowest floor is at or below the 100-year frequency flood elevation.

Indiana landlords of property at risk of flooding must disclose this risk in the rental agreement. The law requires disclosure when the lowest floor of the building (including basements) falls at or below the 100-year frequency flood elevation. This elevation is determined by the Department of Natural Resources, the Federal Emergency Management Agency’s (FEMA) Flood Insurance Rate Maps, and FEMA’s approved local flood plain maps.

Download: Indiana Flood Zone Disclosure Form (PDF)

Lead-Based Paint Disclosure

Applies to any Indiana rentals built before 1978.

Indiana residential leases for property built before 1978 must, by federal law, contain a lead-based paint disclosure. This requires landlords to do the following:

Download: Indiana Lead-Based Paint Disclosure Form (PDF)

Optional Disclosures and Addenda (Recommended)

The following lease agreement disclosures and addenda are not required by Indiana law in residential lease agreements, but help with tenant management and landlord liability.

Optional Disclosure Purpose
Asbestos Informs tenants about any asbestos hazards related to the property. Tenants can reduce asbestos risk by not disturbing asbestos fibers.
Bed Bugs Informs tenants whether the property or an adjacent unit has a history of suspected bed bug infestation, and reminds the tenant of the obligation to report suspected infestation immediately.
Late/Returned Check Fees Specifies late fees or returned check fees related to the lease. Indiana does not cap late fees. Returned check fees have a $25 per check cap.
Medical Marijuana Use Informs tenants about policy related to medical marijuana use on the rental property. Some state laws allow landlords to restrict marijuana usage to non-smoking methods only, or allow use only in designated smoking areas.
Mold Disclosure Informs tenants about actual or suspected mold contamination on the property efforts, plus information about treatments. This helps limit landlord liability.
Move-In Checklist Takes inventory of existing property damage, when the tenant moves into the rental property. This ensures accurate deductions from the security deposit upon move-out.
Non-Refundable Fees Charges not agreed by the tenant in the lease may be refundable when the lease ends. For Indiana landlords to charge a non-refundable fee, it must be disclosed and agreed as such in the lease.
Shared Utilities Arrangements Sets terms for how to divide utility costs up on properties which share a utility meter with other units. This ensures tenants receive fair charges and understand what uses contribute to their bill.
Smoking Informs tenants of designated smoking areas that do not interfere with the quiet enjoyment of other tenants.
note
Some Indiana cities, such as Indianapolis, have more comprehensive rules than the statewide standard. Always check local laws.

Consequences of Not Including Mandatory Disclosures

Mandatory disclosures outline important health, safety, and property information for the benefit of both landlord and tenant. A landlord who fails to provide federally or state-mandated disclosures could face legal consequences or monetary penalties, either from a tenant lawsuit or from state officials. Many lease provisions may be unenforceable without legally required disclosures.

Failure to comply with the federal lead-based paint hazard disclosure risks fines of tens of thousands of dollars per violation.

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