Kentucky Residential Lease Agreement

Last Updated: November 22, 2023 by Roberto Valenzuela

A Kentucky residential lease agreement (“rental agreement”) is a legal contract between a landlord overseeing a residential property and a tenant who wishes to rent it. A residential lease may, on or before move-in, additionally require a security deposit from the tenant as assurance against future property damage.

Kentucky Lease Agreement Disclosures

These disclosures, governed by Kentucky’s Uniform Residential Landlord and Tenant Act (URLTA), are required for some or all residential lease agreements:

Disclosure Applicable to
Landlord’s Name and Address All Units
Move-In Checklist All Leases Collecting a Security Deposit
Security Deposit Holdings All Leases Holding a Security Deposit
Lead Paint All Units Built Before 1978

Landlord’s Name and Address

Applicable to all Kentucky rentals.

Kentucky leases must contain the name and address of the landlord or authorized agent. This enables smooth communication of any important legal notice. This contact information is most often written in the lease agreement, for maximum convenience. The landlord has an obligation to notify the tenant in the event of a change in contact information.

Move-In Checklist

Applicable to all Kentucky rentals collecting a security deposit.

Kentucky landlords must provide a move-in checklist to inventory existing property damage, when the tenant takes possession of the rental property. The checklist must be completed and signed by the tenant, before occupancy begins, to enable accurate deductions from the security deposit upon move-out. 

Download: Kentucky Move-In Checklist Disclosure Form (PDF)

Security Deposit Holdings Disclosure

Applicable to all Kentucky rentals holding a security deposit.

Kentucky landlords holding a security deposit must, in the rental agreement, disclose the institution and account number that will be holding the funds in question.

This is an example of a security deposit holdings disclosure:

SECURITY DEPOSIT HOLDINGS DISCLOSURE. The security deposit of $____, highlighted in this lease, can be found at the following location:

BANK:_____
ACCOUNT #:_____

Download: Kentucky Security Deposit Holdings Disclosure Form (PDF)

Lead-Based Paint Disclosure

Applicable to any Kentucky rentals built before 1978.

Kentucky residential leases for property built before 1978 must, by federal law, contain a lead-based paint disclosure. This requires landlords to do the following:

Download: Kentucky Lead-Based Paint Disclosure Form (PDF)

Optional Disclosures and Addenda (Recommended)

The following lease agreement disclosures and addenda are not required by Kentucky law in residential lease agreements, but assist with tenant management and help limit landlord liability.

Optional Disclosure Purpose
Asbestos Informs tenants about any asbestos hazards related to the property. Tenants can take precautions to reduce asbestos hazards by avoiding any disturbance of asbestos fibers.
Bed Bugs Informs tenants whether the property or an adjacent unit has a history of suspected bed bug infestation, and reminds the tenant of the obligation to report suspected infestation immediately.
Late/Returned Check Fees Specifies late fees or returned check fees related to the lease. Kentucky has no cap on on late fees and a $25 per check cap for returned checks.
Medical Marijuana Use Informs tenants about policy related to medical marijuana use on the rental property. Some state laws allow landlords to restrict marijuana usage to non-smoking methods only, or allow use only in designated smoking areas.
Mold Disclosure Informs tenants about actual or suspected mold contamination on the property, along with any remediation efforts, to help limit landlord liability.
Non-Refundable Fees Charges not agreed by the tenant in the lease may be refundable upon lease termination. For Kentucky landlords to charge a non-refundable fee, it must be disclosed and agreed as such in the lease.
Shared Utilities Arrangements Discloses how charges are billed to individual tenants, when multiple rental units share a utility meter for the whole building or property. This ensures tenants receive fair charges and understand what uses contribute to their bill.
Smoking Inform tenants of designated smoking areas to not interfere with other tenants’ enjoyment of the premises.
note
Some Kentucky cities, like Louisville, have more comprehensive rules than the statewide standard. Always check local laws.

Consequences of Not Including Mandatory Disclosures

Mandatory disclosures outline important health, safety, and property information for the benefit of both landlord and tenant. A landlord who fails to provide federally or state-mandated disclosures could face legal consequences or monetary penalties, either from a tenant lawsuit or from state officials. Many lease provisions may be unenforceable without legally required disclosures.

Failure to comply with the federal lead-based paint hazard disclosure risks fines of tens of thousands of dollars per violation.

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